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Regulation news

Third of mortgage complaints resolved in customer’s favour

Mortgage Solutions | 22 Jul 2014 | 16:05

Almost one-in-three complaints to the Financial Ombudsman Service concerning mortgages have been ruled in favour of the consumer.

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Brokers divided over Nationwide's affordability restrictions

Mortgage Solutions | 22 Jul 2014 | 10:57

Nationwide has increased its stressed rate for all affordability calculations to 6.99% and imposed an income multiple cap of 4.75 times gross income for all employed applications from today.

Martin Wheatley - consumer credit industry must up its game

Mortgage Solutions | 18 Jul 2014 | 11:33

The Financial Conduct Authority has sent out a warning message to the consumer credit market to improve its practices and raise standards.

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Editorial comment

MMR: right policy, wrong time

Keith Green, from consultants Navigant, assesses the Financial Service Authority's (FSA's) final rules for mortgage sellers...

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Lloyds completes largest ever mortgage asset move in Europe

Mortgage Solutions | 13 May 2014 | screening image

In partnership with Unisys, Lloyds Banking Group has moved 1.7m mortgages and £145bn of Halifax legacy assets on to a single platform in the biggest European banking migration ever.

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Which area of your business has slowed down the most since the arrival of the Mortgage Market Review in April?

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