An award-winning bank, with a range of buy-to-let mortgages designed for private and limited company landlords with portfolios of all shapes and sizes.
We also specialise in residential mortgages for first time buyers, the self-employed and those with low deposits. For SMEs we provide commercial owner occupied and investment mortgages - and property development finance.
We help those who can afford a mortgage but may not fit the one-size-fits-all approach of other lenders. It’s why we don’t just rely on machines, we use real people to underwrite applications. Say hello to the bank that treats each customer as an individual, not a number.
Barclays is an intermediary-focused lender committed to working in partnership with the intermediary market. We understand the importance of establishing lasting relationships, which is why we’re committed to supporting you and your clients throughout the lifetime of their mortgage.
With over 325 years’ heritage and a truly global proficiency, Barclays can offer the UK mortgage market a broad mix of financial expertise. Its insight and experience ranges from its product and policy specialists, through to its economists, enabling the bank to deliver award-winning products to intermediaries and their clients.
We want to make sure working with Barclays is as easy as possible, and here are just some of the ways we can currently support you.
- Dedicated on-shore Intermediary Support team, offering you direct access to underwriters when required
- Award-winning products
- Online support tools including our Affordability calculators and Help Centre
- We pay a procuration fee on retention cases
Free of the legacies which hinder conventional lenders, our sophisticated and flexible approach delivers innovative, bespoke solutions to meet a broad range of customer needs. We write first and second charge loans, with interest serviced or rolled up - or a mixture of both.
Our products are available to buy to let investors, entrepreneurs and high net worth individuals including expats and foreign nationals. We lend to corporate borrowers including SPVs, trusts and trading companies.
We have the risk appetite to do interesting things and the expertise to ask the right questions. If it makes sense, we’ll find a way.
Complete was formed in 1993. Since that time the company has established itself as a leading mortgage packager and distributor. Complete offers competitive products and services to a growing number of intermediaries and networks. The business packages applications for a whole range of lenders which include prime, complex prime, specialist, buy-to-let products as well as secured loans, bridging finance and commercial loans. Among the facilities offered to its introducers are a very experienced enquiries team, free sourcing system for mortgages, secured loans and bridging cases, online decisions in principle and 24/7 case tracking, but most of all a personable proposition designed to help intermediaries write more business.
Fleet Mortgages is a niche buy-to-let lender with specialist criteria for both professional and semi-professional landlords allowing them to borrow via special purpose vehicle limited companies as well as in individual names on standard buy to lets. With competitive rates for property types such as HMOs and multiple units on one freehold as well as shared accommodation, Fleet Mortgages’ products are complemented by efficient and high quality service.
Leeds Building Society
It’s impossible to predict how the buy to let (BTL) market will evolve over the next months but at Leeds Building Society we believe we bring a unique BTL proposition to the market. By combining a competitive income coverage ratio, reduced stress test rate for remortgages, no minimum income requirements, reduced documentation requirements and a dedicated underwriting and product development team we continue to help you make the best choices for your clients. With 2, 3 and 5 year BTL fixed rates available and products for both purchase and remortgage we offer a wide range of products to fit your clients varied circumstances.
Natwest Intermediary Solutions
NatWest Intermediary Solutions is NatWest’s dedicated intermediary mortgage business. NWIS specialises in offering a range of products that are suitable for mortgage brokers to recommend to their customers, supported by an established and reliable service.
NWIS has an appetite to grow its presence in the buy-to-let sector and offer a broad range of buy-to-let purchase mortgages and remortgages.
Service is NWIS’s number one priority. That's why it has grown its team of BDMs who are supported by its dedicated broker instant messaging service LiveTALK.
OSB primarily targets underserved market sub-sectors that offer high growth potential and attractive risk-adjusted returns in which it can take a leading position and where it has established expertise, platforms and capabilities. These include private rented sector Buy-to-Let, commercial and semi-commercial mortgages, residential development finance, bespoke and specialist residential lending and secured funding lines. OSB originates organically through specialist brokers and independent financial advisers. It is differentiated through its use of high skilled, bespoke underwriting and unique low cost base.
OSB is predominantly funded by retail savings originated through the long established Kent Reliance name, which includes online and postal channels, as well as a network of branches in the South East of England.
The Kent Reliance, InterBay commercial and Prestige Finance are trading brands within the OneSavings Bank plc Group.
Paragon Mortgages is a specialist provider of buy-to-let mortgages, delivering lending solutions designed for professional landlords with more complex requirements. These include lending to limited companies as well as private individuals, lending on more complex property including HMOs and multi-unit blocks, higher aggregate lending limits and the ability to accommodate more complex letting arrangements including local authority leases and corporate leases along with standard ASTs.
Mortgage Trust is a sister brand to Paragon Mortgages and provides mainstream buy-to-let mortgages designed to meet the needs of smaller scale private investor landlords addressing primarily single self-contained properties let on a standard AST.
As a group Together has been working with brokers for over 40 years, taking a common sense approach to bridging finance, residential mortgages, secured loans, commercial and buy-to-let mortgages.
Together’s expert team is part of one financial force with a £1.8 bn loan book. It is people, not computers, making the decisions. And Together continues to go the extra mile, working with you on each individual case for many status profiles, income sources and property types.
Understanding your business, your customers, and the markets you serve are all important in getting to know you. So you can expect direct access to a highly experienced relationship manager, whenever you need it.