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Sponsors

3mc

3mc is an award-winning specialist mortgage desk for mortgage intermediaries and a packager of Residential, Buy to Let, Commercial and Bridging mortgages.

2018 is 3mc’s 22nd year of trading within the business to business sector. During 2017 3mc processed over £2.3 Billion of specialist mortgage enquires. 3mc deals with lenders on a volume basis that intermediaries would not normally deal with on a regular basis utilising their knowledge and skills assisting intermediaries from enquiry through to completion.

When dealing with 3mc you gain access to lenders with restricted access along with access to 3mc exclusives. The customer remains the customer of the intermediary and the intermediary is the customer of 3mc. The intermediary receives the market procuration fee as the lender pays 3mc a gross packaging fee which includes the intermediary’s market procuration fee. In 2017 3mc launched a new introducer service for portfolio landlords where you can pass the client to 3mc and 3mc will take over the advice and recommendation process in return for a percentage of the gross commission received.

3mc prides itself on its independent status working with directly authorised intermediaries and appointed representatives of all partner networks. The 3mc mortgage desk has a wealth of experience assisting mortgage intermediaries in the placement of their cases across their entire specialist panel of lenders.

3mc

Aldermore

Aldermore is an award-winning bank with a range of buy-to-let mortgages designed for private and limited company landlords with portfolios of all shapes and sizes.

The bank also specialises in residential mortgages for first-time buyers, the self-employed and those with low deposits.

Aldermore helps those who can afford a mortgage but may not fit the one-size-fits-all approach of other lenders.  It’s why the bank doesn’t just rely on machines, but uses real people to underwrite applications.  Say hello to the bank that treats each customer as an individual, not a number.

Aldermore

Barclays

Barclays is an intermediary-focused lender committed to working in partnership with the intermediary market. We understand the importance of establishing lasting relationships, which is why we are committed to supporting advisers and their clients throughout the lifetime of their mortgage.

With over 325 years’ heritage and a truly global proficiency, Barclays offers the UK mortgage market a broad mix of financial expertise. Our insight and experience ranges from our product and policy specialists through to our economists, which enable us to deliver award-winning products to intermediaries and their clients.

We have a dedicated intermediary support team, award-winning products and online support tools, including an affordability calculator and help centre. We always pay a procuration fee for rate switch and further advance retention cases as well as for new business.

Barclays

BM Solutions

BM Solutions is dedicated to supporting intermediaries with competitive products, forward-thinking technology and award-winning service. BM Solutions is committed to supporting advisers and their clients through its experienced team of BDMs. Its award-winning five-star service comes as standard but this lender doesn’t take things for granted. BM Solutions is continually refining its products and criteria to suit adviser needs.

BM Solutions

Castle Trust

Free of the legacies which hinder conventional lenders, Castle Trust’s sophisticated and flexible approach delivers innovative, bespoke solutions to meet a broad range of customer needs. Castle Trust writes first and second charge loans, with interest serviced or rolled up - or a mixture of both.

Its products are available to buy-to-let investors, entrepreneurs and high net worth individuals including expats and foreign nationals. Castle Trust lends to corporate borrowers including SPVs, trusts and trading companies.

It has the risk appetite to do interesting things and the expertise to ask the right questions. If it makes sense, Castle Trust will find a way.

Castle Trust

Complete FS

Complete was formed in 1993. Since that time the company has established itself as a leading mortgage packager and distributor. Complete offers competitive products and services to a growing number of intermediaries and networks. The business packages applications for a whole range of lenders which include prime, complex prime, specialist, buy-to-let products as well as secured loans, bridging finance and commercial loans. Among the facilities offered to its introducers are a very experienced enquiries team, free sourcing system for mortgages, secured loans and bridging cases, online decisions in principle and 24/7 case tracking, but most of all a personable proposition designed to help intermediaries write more business.

Complete FS

Fleet Mortgages

Fleet Mortgages is a niche Buy-To-Let lender with specialist criteria for both professional and semi-professional landlords. Offering great products, with unique criteria for standard, Ltd Co, and those seeking finance for HMOs.

Fleet Mortgages

Foundation Home Loans

We have a range of competitive Buy to Let products designed for your landlord clients, from first time landlords through to experienced landlords with large portfolios.

Our range includes products for Individuals, Limited Companies and those mortgaging an HMO or Multi Unit Let.

Key product features include:

  • Limited company and personal products available at the same rates
  • Up to 80% LTV
  • No Minimum Income
  • No Maximum age for Ltd Company applicants
  • No limit on how many other buy to let properties your client has with another lender
  • Up to £3million lending with Foundation Home Loans
  • Simple approach to portfolios with no business plans required
  • No minimum period of employment or self-employment
  • Up to 8 bedrooms for HMOs and 10 Units for MUBs

 

 

Foundation Home Loans

Keystone Property Finance

Keystone Property Finance is an intermediary-only property finance lender offering a range of funding solutions for cases that do not fit the criteria of the mainstream lenders.

Keystone can help with:

  • Trading limited companies
  • SPV limited companies
  • First-time landlords and first-time buyers
  • Light Adverse Products available
  • Remortgages within 6 months accepted
  • Gifted deposits & related transactions
  • Portfolio lending to £3m with Keystone
  • No minimum income required
  • No minimum employment term
  • HMOs up to 8 beds
  • Multi-units up to 10 flats
  • New build properties
  • Flats above commercial

Ex-Local Authority houses

Keystone Property Finance

Knowledge Bank

The UK's first Mortgage Criteria Search System for mortgage intermediaries.

Designed and built by a broker for mortgage brokers to make placing cases easier and quicker. Immediately find out which lenders (from the 100+ listed) will accept your client's circumstances.

Nearly 50,000 individual pieces of criteria are being kept up to date by lenders across Residential, Buy to Let, Equity Release, Self Build, Second Charges and Overseas Mortgages - including many that cannot be found on lender websites or published material.

Knowledge Bank

Landbay

Landbay is a specialist buy-to-let lender providing tailored lending solutions for landlords, with products which include no ERC fixed, tracker rates and a range designed specifically for HMOs, new builds and first time landlords. Landbay’s team offer an in-depth knowledge of the mortgage industry, combined with an innovative, technology-enabled approach to lending, which equips them to take on complex cases. With a highly experienced underwriting team on board, who you can speak with directly, Landbay provides a transparent and rational approach to securing mortgage finance for brokers and advisers, with speed and flexibility at its core.

Landbay

OneSavings Bank

OSB primarily targets underserved market sub-sectors that offer high growth potential and attractive risk-adjusted returns in which it can take a leading position and where it has established expertise, platforms and capabilities.  These include private rented sector Buy-to-Let, commercial and semi-commercial mortgages, residential development finance, bespoke and specialist residential lending and secured funding lines. OSB originates organically through specialist brokers and independent financial advisers. It is differentiated through its use of high skilled, bespoke underwriting and unique low cost base.

OSB is predominantly funded by retail savings originated through the long established Kent Reliance name, which includes online and postal channels, as well as a network of branches in the South East of England.

The Kent Reliance, InterBay commercial and Prestige Finance are trading brands within the OneSavings Bank plc Group.

OneSavings Bank

Paragon

Paragon has worked with intermediaries in the private rented sector for over 20 years. We have built a wealth of experience in meeting the needs of both portfolio and non-portfolio landlords, whether they’re individuals, limited companies or limited liability partnerships.

Paragon

Platform

Platform is an established intermediary lender that was launched in 1997 and since 2009 has been fully owned by The Co-operative Bank. Platform prides itself on providing a range of mainstream and buy-to-let products that are supported by a set of commitments to its intermediary customers. Platform’s commitments are to always be accessible, supportive and consistent in all interactions. As well as these commitments Platform also has both a field-based and internal business development management structure, ensuring that every registered intermediary has a dedicated point of contact to provide all of the support required when needed.

Platform

Retirement Advantage

Retirement Advantage is a well-established company that can trace its roots back to 1852. We provide those who are in, at or approaching retirement with a range of simple, secure and flexible products to suit their needs.

Our award-winning range of lifetime mortgages can be tailored to meet your client’s individual needs, offering flexibility and certainty. What’s more, our innovative Over 55 Buy-to-Let mortgages allow Landlords to release cash from their property tax free, leaving their entire portfolio intact. With no affordability assessments or minimum income requirements, Landlords can retain their income generating property to boost their retirement income.

Retirement Advantage

Santander for Intermediaries

Santander for Intermediaries’ vision is to be brokers’ intermediary partner of choice through offering simple, clear products that provide brokers and their clients with ongoing value. It is dedicated to the intermediary market and wants to help brokers’ businesses succeed. Its business development managers and regional teams will support the adviser every step of the way and its dedicated intermediary website gives them access to all the tools and services they need, making it even easier for brokers to do business with the bank.

Santander for Intermediaries

Together

Specialist lender Together has over 43 years’ experience in the specialist finance sector, working with a range of customers spanning homebuyers, investors, property professionals, landlords and small businesses, through its extensive network of intermediaries.

Together takes a common-sense approach to lending and looks beyond mainstream criteria, instead considering individual circumstances and reviewing client needs on a case-by-case basis.

When a case involves non-standard property, purchase type, income source or credit, or any combination of these, Together aims to find a solution.

Last year, Together lent a total of just under £1.2 billion, with a current loan book of over £2.37 billion, and has received a host of accolades for its products and services.

Together

Vantage Finance

 Vantage Finance is a master broker, specialising in complex and commercial lends. Its product base includes but is not restricted to; commercial mortgages, bridging finance, development loans, buy to let, residential first and second charge mortgages and unsecured business loans.

 

Its service is built around expertise, communication, efficiency and determination. Its talented advisers work hard on ensuring Vantage Finance has excellent relationships with specialist lenders, and it prides itself on its bespoke service for each and every enquiry.

Vantage Finance

Vida Homeloans

Vida Homeloans is the specialist mortgage lender for residential and buy to let customers who may not fit the criteria currently demanded by high street banks. Vida uses the latest technology to support and inform human decisions, helping intermediaries get specialist cases off their desks.

Vida’s criteria-driven lending proposition has made a positive impact on the market, with 7,000 intermediaries registered to do business and £400 million in mortgage completions. Vida has also achieved its first securitisation and is proud to have received three industry awards; ‘Best Lender for Partnership with Mortgage Club’ at Legal & General Mortgage Club 2017 Awards, Highly Commended in the ‘Innovation – Lenders’ category at the Mortgage Finance Gazette Awards 2018 and Best New Entrant (Lender) in the Mortgage Introducer Awards 2017.

Vida Homeloans

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For sponsorship opportunities
Commercial Director
For sponsorship opportunities
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jamie.hurst@ae3media.co.uk
@jimmychicken
For event queries
+44 (0)20 3815 3677
danielle.dennis@ae3media.co.uk
@DanielleDennis9
For marketing queries
+44 (0)20 3815 3683
lorraine.francisco@ae3media.co.uk
@l_francisco
For programme enquiries
0203 815 3671
paula.john@ae3media.co.uk
@paulajohn1
For event queries
0203 015 3689
lisajayne.frankel@ae3media.co.uk
@lisajaybe149
For event and logistic queries
07899965441
danielle.moore@ae3media.co.uk
@Dani017
For sponsorship opportunities
+44 (0)2038153681
jamie.hurst@ae3media.co.uk
@jimmychicken

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