Market Financial Solutions (MFS) is one of the longest-established specialist finance providers, with over 16 years’ experience in the industry.

MFS launched its specialist buy-to-let mortgage product last year, to help support UK and offshore borrowers by providing optionality, flexibility and bridging-like speed. This is achieved through deferring/rolling up interest for up to nine months, top-slicing and a Super Flexi interest coverage ratio of 130%.

Every enquiry receives an appointed BDM and dedicated underwriter. They work alongside brokers to take on all the heavy lifting and actively search for a reason to lend, rather than looking for reasons to say no.

At Aldermore we know not all clients fit a one-size-fits-all model and some require a more specialist approach.

That’s why our experienced team of manual underwriters assess each client’s circumstances on a case-by-case basis, giving us more of an opportunity to help them to find the right mortgage, whatever their circumstances.

Aldermore supports a wide range of people, including first-time buyers with low deposits, the self-employed whose finances aren’t simple and straightforward, homeowners looking for a better remortgage deal, landlords big or small looking to start or grow their property portfolio, and borrowers with less than perfect credit.

BM Solutions is dedicated to supporting intermediaries. Its competitive products and award-winning service can be accessed through its forward-thinking technology, BM Solutions Online.

It aims to support the traditional sector of the buy-to-let market for landlords with small to medium-sized portfolios.

BM’s team of experienced BDMs has consistently been there to complement its consistent and award-winning five-star service but the lender doesn’t take things for granted.

It’s continually refining its products and criteria to suit your needs so that you have everything you need to do business with BM Solutions.

Launched in 2014, Fleet Mortgages is a specialist intermediary-only lender focused on the buy-to-let market. It provides mortgages to professional landlords, as well as limited companies and those seeking finance for Houses in Multiple Occupation (HMOs) and multi-unit blocks.

Fleet Mortgages was acquired by Starling Bank in 2021, when the digital challenger bank became its sole funder. Fleet’s senior management team and staff have a wealth of experience in the UK lending market, particularly within the buy-to-let and specialist sectors.

The business is focused on delivering an excellent service to its intermediary partners and continuously reviews its products and processes to ensure they are current, relevant and reflect ever-changing market needs.

Fleet Mortgages is well-positioned to help its intermediary partners grow their businesses and support their landlord clients with the right solution for their needs.

It prides itself on making complex buy-to-let simple.

HSBC is one of the world’s largest and most successful banking and financial services organisations, with a proud history of serving customers and communities for more than 150 years.

Whether individuals are saving for a better home, companies growing their business, or institutions investing for future generations, the bank is here to understand and serve them all.

HSBC is here to open up a world of opportunity.

HSBC UK’s dedicated intermediary mortgage channel continues to transform the broker journey through digital integration, offering flexibility and functionality to provide a high-quality service to its intermediary partners.

The lender’s experienced field and phone business development managers and UK-based telephony broker helpdesk continue to provide a superior level of support that its intermediary partners have become accustomed to.

As a leader in the specialist intermediary mortgage market, Kent Reliance for Intermediaries offers a range of buy-to-let and residential products that help brokers with cases that may not fit the criteria of mainstream lenders.

Providing unrivalled personal service using a national network of business development managers, it’s perfectly placed to help brokers navigate challenging cases.

Its large underwriting team assesses each case individually, applying flexibility and common sense to ensure brokers can access best-suited products.

Kent Reliance for Intermediaries, along with Precise Mortgages and InterBay Commercial, is a specialist lending brand of OSB GROUP PLC.

Keystone Property Finance is a specialist buy-to-let lender for intermediaries.

It lends to landlords borrowing both personally and through a variety of corporate structures including trading limited companies, SPVs and LLPs.

Keystone has established itself as one of the go-to lenders for brokers with complex landlord clients that are looking to finance standard buy-to-let properties, as well as higher-yielding properties such as HMOs and multi-unit freeholds.

Keystone uses a cloud-based AIP and application system that enables brokers to transact cases quickly and efficiently.

Landbay is an award-winning mortgage platform, created for its customers, designing better ways to buy-to-let.

The lender focuses on the customer, bringing together the best people and partners, leveraging its data, technology and market expertise.

Choose Landbay and you’ll find experts at the end of the line, smart technology designed for you, and fast decisions you can count on.

Landbay’s team, community and the wider world matter to the lender. It’s also carbon neutral. And its industry awards and customer reviews speak for themselves.

Landbay is committed to becoming your go-to mortgage funding partner.

As one of the pioneers of buy-to-let, Paragon has been helping UK landlords to grow their businesses for more than 25 years.

Working with its network of key intermediaries, the lender prides itself on an extensive mortgage range, so that you can find the right mortgage for your clients, no matter how big or small their portfolio.

Paragon’s in-depth knowledge of buy-to-let and the UK’s private rented sector means that the lender fully understands landlords’ requirements.

From simple and straightforward propositions to specialist and complex cases, it has the experience and expertise to meet their needs.

Molo is an award-winning digital mortgage lender in the UK, established specifically to improve customers’ experience in obtaining a mortgage.

The lender leverages technology to deliver simpler and faster online mortgage lending to make homeownership easier for everyone.

Since launching in 2018, Molo has originated over £270 million of buy-to-let loans and aims to bring its fast, simple, and efficient digital process to the wider residential mortgage market.

As one of the UK’s leading specialist lenders, Precise Mortgages delivers innovative residential and buy-to-let mortgage solutions, as well as bridging finance, all of which are available solely through a nationwide intermediary base.

Precise Mortgages has been helping customers underserved by high street lenders or those with a less-than-perfect credit profile since its launch in 2010.

Its award-winning range of loans is designed to help your customers get the mortgage or loan they need as quickly and easily as possible.

The business received a suite of awards in 2021, including Best Lender for Partnership with Mortgage Club at the L&G Awards, Specialist Finance Lender of the Year at the SFI Awards, Specialist Lender of the Year at the Mortgage Introducer Awards, and Best BDM Team at the Mortgage Strategy Awards.

With award-winning, technology-driven underwriting and credit risk management processes, Precise Mortgages can be more expansive than high street lenders in its mortgage and loan approvals – serving and providing solutions for those underserved by mainstream lenders.

Backed by The State Bank of India, a Fortune 500 company, SBI UK Ltd. is a wholly owned subsidiary that has operated in the UK for over 100 years.

More recently, working in partnership with many of the UK’s distribution and intermediary partners, SBI UK has developed and grown a compelling specialist buy-to-let proposition.

A well-funded balance sheet lender, prudently growing its share of the intermediary buy-to-let market, SBI UK offers an extensive range of buy-to-let products; from the straightforward through to more specialist SPV/Ltd company, HMOs, ex-pats, foreign nationals and larger portfolio landlords.

SBI UK takes a human approach to underwriting with a dedicated, personable team. This is backed up with online technology and a team of knowledgeable BDMs, on hand to support its growing network of intermediaries.

TBMC is a buy-to-let specialist distributor providing expertise and support to place all buy-to-let cases from “vanilla” applications to more complex scenarios in a complicated and evolving market.

It has developed unrivalled experience, skills and expertise in these sectors, benefiting intermediaries and their customers.

TBMC has a comprehensive knowledge of the range of products available in the market as well as the underwriting approach taken by different lenders. It specialises in meeting the needs of landlords, helping to find the best financial products to achieve their ambitions.

TBMC prides itself in being able to place even the most complex cases, providing solutions for all scenarios including HMOs, limited companies, holiday lets, expats, refurbishments, semi-commercial and more.