A rescue scheme to help borrowers avoid repossession is to be introduced in Scotland. The National Mortgage to Rent Scheme, announced by the Scottish Executive, will allow people to become tenants in their own homes by paying rent to housing associations. The Scottish Executive needs the support of lenders to give support in order to make the scheme a success. But, the Council of Mortgage Lenders (CML) has spoken out against the scheme, saying that it could increase lenders’ costs and leave borrowers further in debt. Kennedy Foster, chairman of the CML in Scotland, said the scheme has considerable weaknesses and could raise false hopes.