The business includes Charter Savings Bank, Precise Mortgages and Exact Mortgage Experts and employs more than 450 people at its headquarters in Wolverhampton.
Last year it was ranked tenth in The Sunday Times 100 Best Companies to Work and this year rose up to the top three.
Its improvement was particularly driven by its performance in the my company section, which is based on the way it treats its staff.
Precise Mortgages managing director Alan Cleary told Mortgage Solutions that the business had not had a standout year to make the grade.
“This is the culmination of what we have been doing since day one,” he said.
“From the first day we started our Breach behaviours which are a set of behaviours and cultures our company aspires to achieve.
“We haven’t done anything differently in the last two years it’s just that we have been recognised in this survey.
“It’s obviously very nice to get up from tenth to third,” he added.
The Sunday Times research is based on employee opinions and each year the questionnaires are revised and updated to reflect current workplace concerns.
The survey found that 87% of Charter Court employees loved their job and 91% were proud to work for the business.
Employees also credited the inspirational leadership of CEO Ian Lonergran and noted that the senior management team embodied the company values of respect, excellence, attention, challenge and honesty.
Lonergan added that the business was delighted to be named in the top ten of the for the second year running.
“We would not have been able to achieve this prestigious award without our fantastic employees. This accolade, which is voted for by our employees, is a great acknowledgement of the culture and working environment we’ve all worked so hard to achieve,” he said.