Together cuts rates on second charge deals

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  • 23/08/2016
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Together cuts rates on second charge deals
Together has slashed rates on its second charge mortgage deals by up to 0.72%, bringing rates on a loan-to-value of 70% or less down to start at 6.65%.

The specialist lender has also adapted its criteria to make it easier for customers across different income streams, including a reduction in the required tax calculations for self-employed applicants to two years.

At the same time, Together has reduced rates on its first charge residential deals to 6.37% for mortgages with an LTV of up to 60%.

Pete Ball, chief executive of retail at Together, said: “These changes to both our first and second charge loans allow us to offer our customers some of the most competitive rates in the specialist marketplace. We regularly review our product plans and consistently strive to ensure we’re giving our brokers and customers what they want, and that’s why we’ve made a number of changes spanning rates, fees and eligibility.

“Not everyone’s income stream is straightforward but this shouldn’t stop them from being eligible to apply for finance, which is why we’ve amended our terms. It all comes back to our common sense approach and considering each case on its own merits, working with our broker partners to get the best possible customer outcome.”

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