Pepper specialises in products designed for clients who experience difficulties getting a mortgage from a high street lender.
The firm launched into the UK intermediary market in 2015 and overhauled its range of residential mortgage products in January this year.
Director of sales Rob Barnard said: “Ingard’s members can be assured of a fast and efficient service from our team of mortgage experts and each case will be individually assessed by a skilled underwriter.
“Pepper caters for a wide range of borrower needs, from those who simply don’t have a sufficiently mature credit history to pass credit score, to those with more significant historical credit issues.”
Sales and marketing director of Essex and Chester-based Ingard, Nikki Haworth, added: “We’ve been watching Pepper’s growth over the past year with great interest. Their product line-up fills an important gap in the market and I have no doubt they will be a welcome addition to our panel of lenders.”