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Increase LTI cap or first-time buyers will suffer - BSA

Mortgage Solutions | 29 Aug 2014

First-time buyers will suffer if smaller lenders are not given greater freedom to lend above four-and-a-half times borrowers' income, warned the Building Societies Association (BSA).


A look back at this week's most read stories

Each Friday, Mortgage Solutions rounds up the most popular articles on the website over the past week.

Mortgage Solutions | 29 Aug 2014

BSA wants PRA to add 'sunset clause' to LTI cap

The Building Societies Association (BSA) wants a ‘sunset clause' to be added to the loan-to-income (LTI) cap due to concerns over the long-term effects it may have on the housing market.

Mortgage Solutions | 26 Aug 2014

Other Bsa articles


Building a future: further focus needed on housing - BSA

With the recent anniversary of the assassination of Archduke Franz Ferdinand in 1914 which led to the First World War, you can’t help but reflect about how things have changed over the last 100 years.

Mortgage Solutions | 05 Aug 2014

BSA appoints Thickett to policy team

The BSA has appointed soon-to-be ex-journalist Robert Thickett and Sarah Wilde as mortgage policy advisers, reporting to head of mortgage policy Paul Broadhead.

Mortgage Solutions | 02 Jul 2014

Housing market confidence slumps to six-year low

The amount of people who believe now is a good time to buy a property is at its lowest level since June 2008, data released by the Building Societies Association has shown.

Mortgage Solutions | 18 Jun 2014

World Cup prediction league: Can you beat our mortgage industry XI?

The World Cup 2014 kicks off in Brazil on Thursday and Mortgage Solutions is pitting top industry figures against each other.

Mortgage Solutions | 09 Jun 2014

Star Letter 30/05/14

Each week Mortgage Solutions picks the best reader contributions from our article comments and letters to the editor.

Mortgage Solutions | 30 May 2014

Hasty intervention could damage consumer confidence - BSA

Almost 35 years ago there was a day (1 December 1979, to be precise) when mortgage interest rates rose from 11.75% to 15% in one go. This is a lifetime ago for many (I was four), but does serve to illustrate just how much the interest rate situation has changed.

Mortgage Solutions | 27 May 2014

Skipton CEO re-elected as BSA chairman

Group chief executive of Skipton Building Society David Cutter has been elected as chairman of the the Building Societies Association for a second year.

Mortgage Solutions | 08 May 2014

BSA chief calls for greater financial sector diversity

The chief executive of the Building Societies Association has warned the financial services sector must continue to include a diverse range of businesses.

Mortgage Solutions | 07 May 2014
Pencil Eraser

Landlord auctions, common sense and fun-loving criminals - The Mortgage Solutions Quiz

Here's our news quiz to test your knowledge of the week's most thought-provoking, quirkiest and downright bizarre moments on Mortgage Solutions.

Mortgage Solutions | 25 Apr 2014

Trade bodies ask for 'common-sense' on MMR implementation

Two leading trade bodies have called for the industry to work together to ensure a smooth implementation of the new Mortgage Market Review (MMR) rules.

Mortgage Solutions | 25 Apr 2014

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