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Work needed on lending into retirement is a challenge - BSA

Mortgage Solutions | 27 Jan 2015

As the Pensioner Bonds go live with all the operational fandango around the deluge of applications (surely expected), you'd be hard pushed to find a better example of the modern face of retirement than her Majesty Queen Elizabeth II.

EU flag

MCD: Mortgage lenders and brokers win fight over flexibility

Mortgage lenders and intermediaries have won the battle to have some flexibility in the process of implementing the rules of the EU Mortgage Credit Directive (MCD), the Treasury's final ruling has revealed.

Mortgage Solutions | 26 Jan 2015

MCD: Government clarifies definition of consumer buy-to-let regulation

Government rules out today introduced a legislative framework for consumer buy to let for the first time.

Mortgage Solutions | 26 Jan 2015

Other Bsa articles


Building societies struggle to perform under regulatory pressure

Building societies reported poor performance levels in the last quarter of 2014 as business volumes took an unexpected tumble, in contrast to the majority of financial services firms which boasted growth.

Mortgage Solutions | 19 Jan 2015

Combined regulation damaging financial services - BSA

A cumulative effect of UK and EU regulation on financial services firms, risks damaging innovation, diversity and competition the Building Societies Association (BSA) has warned.

Mortgage Solutions | 15 Dec 2014

Are Stamp Duty changes a landlord's dream? - Broadhead

As usual I was glued to the TV as George Osborne delivered his Autumn Statement, but with little expectation of anything mind-blowing from a mortgage/housing perspective.

Mortgage Solutions | 09 Dec 2014
graphic depicting a loudspeaker

Stamp Duty reform - the industry view

George Osborne has done away with the slab structure of Stamp Duty Land Tax after years of industry lobbying and will replace it with a structure akin to income tax.

Mortgage Solutions | 03 Dec 2014
Chancellor of the Exchequer George Osborne

UK Stamp Duty structure could be reviewed in Autumn statement - Berenberg

An economist speculated the slab nature of UK Stamp Duty Land Tax could be targeted for reform in this week's Autumn Statement, after the Scottish Government created a graduated property tax earlier this year.

Mortgage Solutions | 01 Dec 2014

The top 10 most-read on Solutions last week

Each Friday, Mortgage Solutions rounds up the most popular articles on the website over the past week. The last five days were ruled by Mortgage Solutions' lending exclusives, lending into retirement and equity release.

Mortgage Solutions | 28 Nov 2014

BSA lunch: the speech in full

Building Societies Association (BSA) chairman and Skipton CEO David Cutter today launched a mutuals manifesto in partnership with the Association of Financial Mutuals.

Mortgage Solutions | 13 Nov 2014

BSA launches manifesto to give mutuals level playing field

The Building Societies Association (BSA) and the Association of Financial Mutuals (AFM) have today launched a manifesto aimed at ensuring consumers get a fair deal from financial services.

Mortgage Solutions | 13 Nov 2014

What next for housing? Marketwatch

Labour's pre-election campaign has ranked help for the housing market high on its agenda.

Mortgage Solutions | 23 Oct 2014

The conference season round-up

The gruelling round of party conferences is over and I am mainlining vitamins to stave off that famous ailment - conference flu.

Mortgage Solutions | 14 Oct 2014

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Buy to Let Market Forum 2015

22 Apr 2015

Cardiff, Birmingham, Winchester and Warrington, UK

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The British Mortgage Awards 2015

09 Jul 2015

London, UK