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MMR is just the beginning of regulatory change - BSA

Mortgage Solutions | 23 Apr 2015

The Mortgage Market Review (MMR) has permanently hardwired more conservative lending into the UK market which has been seen since the end of 2008.


Hand housing policy to Bank of England – Precise

Housing policy is being used as “political football” and should instead be handed to the Bank of England to create an effective long-term strategy, argues Precise Mortgages managing director Alan Cleary.

Mortgage Solutions | 09 Apr 2015
A pair of hands resting on prison bars

Will the MCD move on mortgage prisoners make any difference? Marketwatch

It has been under a year since the transitional rules were first introduced via the Mortgage Market Review (MMR).

Mortgage Solutions | 08 Apr 2015

Other Bsa articles

European commission

Ipswich and Melton disappointed over mortgage prisoner U-turn

Building societies have expressed disappointment at the regulator's announcement that new remortgage borrowers would be subject to a full affordability assessment to comply with the Mortgage Credit Directive (MCD).

Mortgage Solutions | 01 Apr 2015

One third say now a ‘good time to buy' - BSA

After a marked rebound in sentiment since September, over one third of people think prospects for the property market are looking up.

Mortgage Solutions | 26 Mar 2015

Housing needs to be at the heart of government

The latest English Housing Survey for 2013/14 showed that despite the extreme difficulty many first-time buyers face getting their foot on the housing ladder, Britain remains a nation of proud property lovers.

Mortgage Solutions | 24 Mar 2015
Concept image of a cloud question mark

IPO valuations, challenger banks and support for young buyers - The Mortgage Solutions Quiz

Here's our news quiz to test your knowledge of the week's mortgage news. Were you paying attention?

Mortgage Solutions | 13 Mar 2015

BSA presses government to support young homebuyers

The Building Societies Association (BSA) has written to the Chancellor of the Exchequer ahead of the Budget asking for urgent and concerted action on supporting young buyers with house purchases.

Mortgage Solutions | 09 Mar 2015

Legal & General hosts new series of Mortgage Club events

Legal & General Mortgage Club has relaunched its events series inviting intermediaries and lenders to share industry knowledge and discuss how the market will change in 2015.

Mortgage Solutions | 20 Feb 2015

Latest Basel paper could hike cost of mortgage lending

After implementation of the mortgage market review and various consultations on the Mortgage Credit Directive (for which we await the final rules), just before Christmas we received the latest tome from the Basel Committee in Switzerland.

Mortgage Solutions | 20 Feb 2015

Building societies report lending slowdown in Q4

Building societies reported a slowdown in mortgage lending in the final quarter of 2014 as approvals dropped 7% and lending fell from £14.2bn to £13.8bn.

Mortgage Solutions | 16 Feb 2015

Star Letter Extra 06/02/2015

Each Friday, Mortgage Solutions takes a look back at the best reader comments on the website and letters to the editor.

Mortgage Solutions | 06 Feb 2015
A maze

Challenges facing the mortgage market in 2015 - Marketwatch

We're over a month in and positivity is still raging on. House prices have started to recover from their stutter in the last half of 2014 with a 2% month-on-month rise in January recorded by Halifax.

Mortgage Solutions | 05 Feb 2015

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