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Equity release week
When is a valuation not just a valuation?
At first glance, it would be fair to assume that a valuation conducted for an equity release mortgage would be no different from that for required for more standard mortgage funding.
55% of brokers look to enter equity release next year
In the latest Mortgage Solutions poll, 55% of advisers said they are considering getting into the equity release sector over the next 12 months.
34% view their home as their pension
More than one in three people aged over 45 regard their house as part of their pension pot, promising a strong future for equity release, according to More 2 Life.
Other Equity release week articles
Will SHIP 2012 meet the market's expectations?
SHIP is to expand its membership in 2012 to include all equity release firms, with the final framework to be announced in the New Year. What do you want most out of the relaunch?
Your quick guide to home reversion, lifetime mortgages and drawdown
If you are not sure what the different equity release plans offer your clients, here is a quick cut-out-and-keep guide highlighting the pros and cons of home reversion, lifetime mortgages and drawdown.
Home reversions: the equity release underdog is fighting back
The latest figures from SHIP for quarter three this year showed that home reversions accounted for approximately 2% of overall equity release product sales.
Top five things equity release brokers need to know
Key Retirement Solutions group director Dean Mirfin offers his top five tips to help brokers stay at the top of their game in the equity release sector.
Bower's Simon Chalk talks to Mortgage Solutions
Simon Chalk, equity release planner at Bower Retirement Services, talks to features editor Kay McLellan about whether it will take a younger generation to embrace equity release to its full potential and what 2012 will hold for advisers.
MS One to One with SHIP's Andrea Rozario
SHIP director general Andrea Rozario talks to Mortgage Solutions reporter Simret Samra about SHIP's membership expansion, its work with the government and overcoming the challenges ahead.
Why your clients' future wellbeing is in your hands
With 70% of people still believing that the state should fund care in old age, Clive Bolton, at retirement director at Aviva, explains that it is an issue brokers can't ignore and why raising awareness of equity release is critical.
The moments that defined equity release
With SHIP celebrating its 20th anniversary this week, director general Andrea Rozario looks back at the moments that have defined the equity release industry, from the shared equity mortgage scandal of the '80s to the relaunch of the trade body in 2012.
Downsizing to fund retirement a “myth”
Research has revealed that the perception of people downsizing to fund their retirement is far from the truth, with just 16% of people choosing or able to move to a smaller home, according to Aviva.
Aviva launches enhanced LTVs for lifetime mortgages
Aviva has introducing enhanced LTVs on its Lifestyle Lump Sum Max lifetime mortgage, following a successful trial.
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Reasons to be Cheerful
There is good news...
It's not all doom and gloom out there in the mortgage industry, so click here for a dose of cheer.
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