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FCA tweaks guidance on what constitutes 'advice'

Mortgage Solutions | 22 Jan 2015

The Financial Conduct Authority (FCA) has set out its final definitions of regulated advice and personal recommendations in retail investment, in a move it hopes will help firms develop 'low cost' distribution models with confidence.


Is it time for a ban on execution-only sales? Marketwatch

With the arrival of the Mortgage Market Review, so came the dawn of the execution-only sale, the replacement for non-advised mortgages.

Mortgage Solutions | 03 Sep 2014

Star Letter 29/08/14

Each week Mortgage Solutions picks the most opinionated or thoughtful reader contributions from our article comments and letters to the editor.

Mortgage Solutions | 29 Aug 2014

Other Execution-only articles


Lenders call for leeway on execution-only sales

Lenders want an injection of common sense into the Mortgage Market Review (MMR) rules on execution-only sales which they say are causing frustration among borrowers.

Mortgage Solutions | 28 Aug 2014

Will online mortgages ever take off? Marketwatch

As the MMR lengthens mortgage interview times putting pressure on retail branch resources and customers' schedules the online mortgage option has started to grab attention and spark debate.

Mortgage Solutions | 14 May 2014

FCA: Walking away from a sale may be in customers' best interest

Brokers "over-arching" responsibility to act in the consumer's best interests could mean walking away from the sale when the Mortgage Market Review (MMR) rules are implemented on 26 April.

Mortgage Solutions | 22 Apr 2014

Lenders over-using technology could breach MMR rules, warns FCA

The Financial Conduct Authority has raised concerns that lenders' growing reliance on technology to improve efficiency post-MMR implementation will put consumers at risk.

Mortgage Solutions | 31 Mar 2014

Virgin Money reveals MMR changes; confirms execution-only offering

Virgin Money has become the latest lender to announce its Mortgage Market Review (MMR) changes including confirmation it will accept execution-only business following the introduction of the new rules.

Mortgage Solutions | 25 Mar 2014

FCA answers key broker questions on MMR - summary

The Financial Conduct Authority has published a Frequently Asked Questions document in a bid to clear up advice-related confusion ahead of the incoming Mortgage Market Review on 26 April.

Mortgage Solutions | 31 Jan 2014

Right-time document sharing for execution-only will be key post MMR

From April next year, new obligations under the Mortgage Market Review (MMR) mean execution only-sales will have to be dealt with far more carefully to remain compliant, said vScreen.

Mortgage Solutions | 07 Nov 2013

FCA: Third of industry behind on MMR preparations

An FCA survey suggests a third of the industry cannot confirm it has a plan in place to prepare for Mortgage Market Review implementation on 26 April next year.

Mortgage Solutions | 17 Sep 2013
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Adviser exec-only protection models 'not good' for consumers - poll

Adviser firms offering non-advised protection sales can't be good for the consumer, according to the majority of advisers, life offices and reinsurers.

Mortgage Solutions | 26 Feb 2013

Capital Platform: 95% of advisers to stay put post-RDR

Few advisers will drop out of the industry after the Retail Distribution Review (RDR) and most plan to go independent, research from Capital Platform suggests.

Mortgage Solutions | 30 Nov 2012

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