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Tag Result: Loan to Income (LTI) ratio

Virgin Money boosts affordability with improve LTI limits

Virgin Money has “relaxed rules and removed restrictions” around loan to income ...

  • Oct 05, 2023
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Long-term fixed rates could boost loan sizes by a fifth, Perenna CEO says

Long-term fixed rates can increase loan sizes by around 20 per cent, improve affordability...

  • Sep 18, 2023
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The Nottingham ups LTI ratio

The Nottingham Building Society has increased its loan to income (LTI) ratio from 4.5 time...

  • Apr 27, 2023
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Halifax tweaks loan to income caps

Halifax has made changes to its loan to income (LTI) caps as part of changes to its afford...

  • Jan 10, 2023
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Bank of England’s mortgage affordability stress test to go

Borrowers may be able to take out larger mortgages as the Bank of England consults on remo...

  • Feb 28, 2022
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HSBC raises income multiple to 5.5 for high-earning borrowers

HSBC has increased the loan to income multiple to 5.5 for borrowers earning £100,000 or m...

  • Sep 21, 2021
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Tipton and Cosley BS raises 95 per cent LTI

Tipton & Coseley Building Society has amended affordability criteria on its 95 per cen...

  • Jun 15, 2021
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Coventry BS increases LTIs for high LTVs and updates bonus policy

Coventry Building Society has amended its income multiples for loan to values (LTVs) above...

  • May 13, 2021
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Low deposit borrowers still up to £175k short of average property prices

Rising property prices and tightened affordability may leave borrowers on an average salar...

  • Apr 21, 2021
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Loan to income changes could shut first-time buyers out of 95 per cent market – analysis

The recent tightening of loan to income (LTI) multiples on high loan to value (LTV) produc...

  • Mar 11, 2021
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