Tag Result: Loan to Income (LTI) ratio
Virgin Money boosts affordability with improve LTI limits
Virgin Money has “relaxed rules and removed restrictions” around loan to income ...
Long-term fixed rates could boost loan sizes by a fifth, Perenna CEO says
Long-term fixed rates can increase loan sizes by around 20 per cent, improve affordability...
The Nottingham ups LTI ratio
The Nottingham Building Society has increased its loan to income (LTI) ratio from 4.5 time...
Halifax tweaks loan to income caps
Halifax has made changes to its loan to income (LTI) caps as part of changes to its afford...
Bank of England’s mortgage affordability stress test to go
Borrowers may be able to take out larger mortgages as the Bank of England consults on remo...
HSBC raises income multiple to 5.5 for high-earning borrowers
HSBC has increased the loan to income multiple to 5.5 for borrowers earning £100,000 or m...
Tipton and Cosley BS raises 95 per cent LTI
Tipton & Coseley Building Society has amended affordability criteria on its 95 per cen...
Coventry BS increases LTIs for high LTVs and updates bonus policy
Coventry Building Society has amended its income multiples for loan to values (LTVs) above...
Low deposit borrowers still up to £175k short of average property prices
Rising property prices and tightened affordability may leave borrowers on an average salar...
Loan to income changes could shut first-time buyers out of 95 per cent market – analysis
The recent tightening of loan to income (LTI) multiples on high loan to value (LTV) produc...