Our first Curry Club in Leeds spanned topics as diverse and often surprising as the menu at the Aagrah restaurant. From fee charging to compliance updates and the march of technology, our mortgage adviser guests were quick to dispel a few market myths.
Sesame plans to shut its Financial Adviser School as part of its wider restructuring, it has said in its latest letter to advisers.
Royal Bank of Scotland (RBS) has reported growth of 37% in gross mortgage lending compared to 2013 due to a boost in its adviser business, despite suffering a profit loss of £3.5bn in 2014.
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"Surprise, surprise, the unexpected hits you between the eyes." So sang our Cilla for so many years that it surely couldn't have been a surprise to anyone that the programme was eventually taken off air.
Rather disappointingly, an outstanding action of the MMR was that it did not include the individual registration of mortgage brokers. It is unbelievable to many that this measure, which, uniquely, has almost unanimous support across the industry, has still not been implemented despite being talked about for many years.
The Bank of Ireland will be offering products through intermediary channels later this year. We've compiled the what, where and how of the planned roll-out.
It has perhaps gone a little bit quiet on the interest-only mortgages front. During 2013, interest-only mortgages were a hot topic - and at HML, we certainly haven't taken our foot off the pedal when it comes to customer contact campaigns.
This week Ipswich Building Society launched a new transitional lending programme open to all borrowers, not just our own. Some lenders have viewed borrowers who need to use transitional as ‘niche' and are classing them as a risky part of the market.
In November I had the honour of sitting on a panel of experts at the Mortgage and Protection Event hosted by Mortgage Solutions in Birmingham, Manchester and Newcastle. Over the three days, hundreds of brokers attended to hear, and join in with industry leading experts debating the future of their marketplace.
Earlier this week Leeds Building Society announced it was introducing two completely new products aimed at the interest only market.
The Financial Conduct Authority (FCA) has fined Chase de Vere Independent Financial Advisers £560,000 for failures surrounding the sale of Keydata products.
Screen sharing with a client is time-efficient, convenient and helps clients greatly in understanding mortgage options. But it's important to execute these meetings in a professional manner, says Mark Zondler, director at Mikogo.
A former mortgage adviser jailed for a £478k fraud - which included conning members of his own family - has lost an appeal against his prison sentence.
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