Peter williams
Policymakers will have to "proceed cautiously" when moving interest rates to keep arrears levels under control.
The Financial Services Authority is right to question sale of property as an appropriate repayment vehicle for interest-only mortgages, insists an industry expert.
Not surprisingly the recent announcement by both Lloyds Banking Group and Nationwide that they were cutting procurement fees for products triggered a reaction from some brokers.
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The exclusion of those in their twenties from the property market and overall tougher living conditions could encourage political activism, said a mortgage trade body.
The Intermediary Mortgage Lenders Association (IMLA) said it expects gross mortgage lending will top out at £130bn in 2012, less than the Council of Mortgage Lenders (CML) £133bn forecast.
The Intermediary Mortgage Lenders (IMLA) Association has announced its 2012 executive board.
Interest rates? Optimism? You decide.
Mortgage brokers tightened their grip on the remortgage and home mover markets against direct channels in the first quarter this year, according to FSA/CML figures.
Peter Williams, executive director of the Intermediary Mortgage Lenders' Association (IMLA) sits down with Mortgage Solutions reporter Kay McLellan to discuss the government's measures to boost housing and how the EC directive will affect the industry.
The FSA’s proposals on the appropriateness test are too confusing and prescriptive, and must be completely redrafted, the Intermediary Mortgage Lenders Association (IMLA) has said.
There's nothing wrong with deliberately taking a cheery view, especially if it's going to give your prospects a boost.
Conservatism has crept into the industry and I think it will stay for some considerable time, said Peter Williams, executive director of IMLA.
House prices have begun to fall in real terms, with annual house price growth dropping below inflation to 2.9% in December 2010, according to the latest figures.
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Reasons to be Cheerful
It's not all doom and gloom out there in the mortgage industry, so click here for a dose of cheer.
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