Analysis
The UK border is moving to a flat near you. If the robes and regalia of the Queen’s Speech translate into policy, landlords will soon be required to check their tenants’ immigration status and risk fines if they rent to illegal immigrants.
The Co-op, previously touted as the white knight of the financial services sector, has had a troubled few weeks.
First there was the ‘ticking time-bomb’ then the lenders began to withdraw their interest-only products. Now the Financial Conduct Authority has released a report suggesting a third of interest-only borrowers could face significant shortfalls at the end of their term.
Other Analysis articles
The final text of the EU mortgage directive has been released and it poses a single question; what was the point?
Funding for Lending has been the star of 2013’s mortgage market. Brokers have praised it for triggering a rate war, increasing business and boosting morale across the sector.
Interested in commercial mortgages? You’re not alone. Over half of brokers plan to diversify their business into the commercial finance sector in 2013, according to a study released last month.
With a raft of new housing polices launched by the government, rates at historic lows and consumer confidence slowly increasing, our Marketwatch column asks has the mortgage market regained its mojo?
In March 2012, the Financial Services Authority director Martin Wheatley admitted to MPs there was a 'ticking time bomb' of one million interest-only mortgages repayable over the next decade.
The Financial Ombudsman Service recently revealed that as many complaints about advisers originated from fellow brokers than did claims management firms.
At the start of the year, lenders slashed rates and brokers remembered what a really busy workload felt like. With a Budget promising more help for homebuyers, the good times seem closer than they have been for some time.
Since its creation in 2001, the Financial Services Authority has regulated the mortgage market through the good times and the bad.
A Mortgage Solutions infographic rounds up the key information from George Osborne's 2013 Budget.
Earlier this month, David Cameron said the high average age of first-time buyers was a rebuke for all those who believed in a “property owning democracy”.
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