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Analysis
Ask the expert: Have new lenders helped the first-time buyer market?
The most recent headlines on first time buyers make positive reading, with the number of first time buyers in December rising by 7%, with 18,700 loans advanced, worth £2.3bn.
Individual registration: Delay poses more questions than answers
Last week, the FSA announced that it has further delayed the introduction of the approved persons regime for mortgage sellers, with no timescale for its launch.
How to launch a mortgage lender
Getting the launch right is key for any new mortgage lender. But how do you balance making a big enough splash to generate interest and get the brand known, while ensuring you are not overwhelmed with applications?
Other Analysis articles
Happy Anniversary! It's three years at 0.5%
It was exactly three years ago today that the Monetary Policy Committee (MPC) made the crucial decision to drop interest rates to 0.5%. It has now been on hold for 35 consecutive months.
Buy to let: delivering the goods or failing landlords?
Available buy-to-let products have doubled in the last two years to 486, according to Moneyfacts, yet lending remains at around 11% of the total mortgage market. Is the sector really delivering what landlords need?
Santander interest-only cap: The industry reacts
Earlier today, Santander announced plans to drop the maximum LTV on its interest-only deals from 75% to 50% this Friday.
Mortgage fees: How high is too high?
Last week, financial information firm Moneyfacts revealed the average arrangement fee on a residential deal soared from £889 in 2010 to around £1,500 in 2011, up almost 70%.
How to grow your business in a flat market
With the market predicted to be flat at best in 2012, where are business opportunities in the next 12 months?
Where (and who) next for AIFA?
Cash poor, unpopular and without a director-general, AIFA members are beginning to call for radical measures to rescue the organisation.
The return of ‘my house is my pension’?
The government is encouraging older people to rent out their homes to increase income. Is this ever a good idea?
Homeownership: the preserve of the rich?
Lower to middle income households face 22-years of saving to accumulate a large enough deposit to buy a typical first-time buyer home, according to research by the Resolution Foundation.
Why your client's insurance premiums will rise
Brokers need to be speaking to their clients and getting them on to cheaper life insurance premiums before the gender pricing directive kicks in on 21 December, warned Bright Grey’s Roger Edwards.
Fees: Time for an industry benchmark?
Which? has condemned the “huge variations” in fees charged by IFAs for the same investment and protection services and called for transparent fee menus to be published.
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Reasons to be Cheerful
There is good news...
It's not all doom and gloom out there in the mortgage industry, so click here for a dose of cheer.
Watchdog raps property website for “misleading” claims
FTBs rushing to buy before Stamp Duty break ends
Maturing times: The mortgage market hits puberty
Slow PPI redress an “open goal” for claims firms, warns Which?
Barclays mortgage complaints fall by a quarter