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Inflation drop could be good news for mortgage advisers

Mortgage Solutions | 17 Oct 2014

With inflation at its lowest level since September 2009, and possibly set to fall further, the Bank of England is now under less pressure than previously to raise rates to curb prices.


Have LTI caps impacted lending levels? Marketwatch

The loan-to-income ratio was formally implemented on October 1. Following its announcement in June lenders were told to employ the spirit of the cap immediately.

Mortgage Solutions | 08 Oct 2014

HSBC turns to the broker channel - market reaction

HSBC will begin distributing mortgages through intermediaries from 6 October through Countrywide Mortgage Services.

Mortgage Solutions | 02 Oct 2014

Other Analysis articles


Is Rent to Buy the key to unlocking home ownership? Marketwatch

It seems the government loves to recycle its '.. to buy' series and this time tenants have become the focal point of the scheme.

Mortgage Solutions | 01 Oct 2014

Mortgage regulation for second-charges should open product innovation door

The Financial Conduct Authority (FCA) has published its consultation paper "Implementation of the Mortgage Credit Directive and the new regime for second charge mortgages".

Mortgage Solutions | 01 Oct 2014
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MCD: Lifetime mortgages re-defined - impact analysis

Equity release lifetime mortgages are to remain exempt from the Mortgage Credit Directive (MCD) owing to their unique servicing feature which allows borrowers to indefinitely defer monthly payments.

Mortgage Solutions | 29 Sep 2014

Client fees versus proc fee rises - Marketwatch

Charging clients fees for advice on retail investments became a reality for IFAs in 2012 under the Retail Distribution Review which placed a ban on commission being paid by investment providers.

Mortgage Solutions | 24 Sep 2014

What's in store for quarter four? Marketwatch

As we approach the final quarter of 2014 the country is faced with much economic uncertainty.

Mortgage Solutions | 18 Sep 2014
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Do conveyancers need tougher regulation? Marketwatch

June saw the end of a long battle by the Solicitors Regulation Authority (SRA) to bring seven Cheshire-based conveyancers to justice after fraudulent activity resulting in client compensation pay outs of £13m.

Mortgage Solutions | 10 Sep 2014 key

Regulating buy-to-let: The industry response

The Treasury's U-turn on the regulation of buy-to-let mortgages will see ‘accidental landlords' swept into the same regime as residential property owners.

Mortgage Solutions | 05 Sep 2014

Is it time for a ban on execution-only sales? Marketwatch

With the arrival of the Mortgage Market Review, so came the dawn of the execution-only sale, the replacement for non-advised mortgages.

Mortgage Solutions | 03 Sep 2014

Brokers share their self-employed mortgage wishlist - Marketwatch

Employment figures from the Office of National Statistics released this month revealed an increase of people in work, largely driven by the self-employed sector.

Mortgage Solutions | 28 Aug 2014

Should ARs always be punished for the sins of their network? Marketwatch

Following the Financial Conduct Authority's decision to ban IFA network Financial Limited from recruiting any more advisers due to supervision failings, NatWest stopped accepting business from all network brokers.

Mortgage Solutions | 20 Aug 2014

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