One of many topics under the microscope at IMLA's Great Mortgage Debate last month was the potential conflict arising from the imperative to balance mortgage market regulation with the need to ensure that a broad range of would-be borrowers have access to suitable credit.
There is no denying that the market seems to be ‘off the boil' at the moment and interestingly, there is no real consistency amongst those brave enough to venture forth with an explanation. Lenders, brokers and other commentators are genuinely surprised by the slowing of activity.
What do you mean we've made it through another week already? Time is certainly flying at the moment.
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This is the third in a weekly diary which will detail the progress of our new buy-to-let and specialist lender, Fleet Mortgages, as we move up to and beyond our anticipated mid-November launch.
There's probably never been a better time to be a private landlord. Borrowing costs are at rock-bottom, tenant demand is high, rents are rising, voids and arrears are down, so on the face of it, there should not be any black or even grey clouds on the horizon, should there?
Managing a budget and being realistic about your spending habits can be quite a challenge for most people.
Back in January of this year I dedicated this blog to proc fees, while in February I returned to my favourite subject of trail commissions.
RBS's recent fine for mis-selling is now its sixth from the regulator in four years and the banking sector in general has sadly not behaved much better. We all know of Barclays and Libor (not the only bank caught in this one) and Lloyds and PPI (ditto).
Well, this is the biggest jigsaw I've ever helped put together.
The gruelling round of party conferences is over and I am mainlining vitamins to stave off that famous ailment - conference flu.
It’s been an interesting month in the buy-to-let sector as lenders and brokers alike get ready for the last quarter of 2014.
This is the first in a new weekly diary which will detail the progress of our new buy-to-let and specialist lender, Fleet Mortgages, as we move up to and beyond our anticipated mid-November launch.
The Equity Release Council reckons that of the 7,000 individuals believed to be holding an equity release qualification just 2,000 are practising their craft.
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