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Buy-to-let watch

Mortgage Solutions | 18 Nov 2014 key

We may be fast approaching the so-called ‘silly season' but lenders have been showing us they mean business this month with a series of criteria and product changes.


Best buy table or mortgage sourcing system?

When it comes to mortgage sourcing, there's accuracy, and then there's accuracy. A recent survey suggested that 94% of brokers rated accuracy as the single most important factor when assessing a sourcing system.

Mortgage Solutions | 18 Nov 2014 key

The tradition of a non-traditional build

With building technologies continuing to develop to meet issues of both sustainability and profitability, our views of what constitutes a good lending risk are being constantly challenged.

Mortgage Solutions | 18 Nov 2014 key

Other Blog post articles


Diary of a new lender – Fleet Mortgages

The good thing about launching a new business is that no one gets injured. At no time is anyone in danger from anything other than severe ‘sense of humour failure’ caused by the laws of sod (I’m told that’s how I appear these days).

Mortgage Solutions | 17 Nov 2014

Broker Toolbox: Getting the GI reward-effort mix right

In my view there are two main reasons why brokers don't get involved with GI. The first is that it seems too complex an area as a result of the different products and criteria they'd have to get to grips with.

Mortgage Solutions | 13 Nov 2014

Lenders pushing 'risk envelope' on notice from FCA - Genworth

It was interesting to read the thoughts of the FCA's Lynda Blackwell on lender risk recently.

Mortgage Solutions | 13 Nov 2014

The remortgaging ‘mood music' is off key

For those advisers who were perhaps contemplating an upturn in remortgage business following an ‘inevitable' Base Rate rise in 2015, the mood music has gone somewhat off-key in recent weeks.

Mortgage Solutions | 11 Nov 2014

Diary of a new lender - Fleet Mortgages

So I'm guessing this is what it feels like to be punch drunk? I believe a week has gone past since I last wrote this diary piece but in the world I currently inhabit this could be a fortnight or yesterday.

Mortgage Solutions | 11 Nov 2014

Time to build a relationship with a home builder?

New homes are a key focus for the government - and should be for brokers too.

Mortgage Solutions | 06 Nov 2014 key

How to solve the pensions, housing and banking crises all in one

What would happen if crowdfunding cash was invested in buy-to-let? The Royal Institution of Chartered Surveyors (RICS) recently published a discussion paper on crowdfunding to 'highlight the possibility that this sector, rather than the banking system, may well be the source of the next liquidity shock to the housing market'.

Mortgage Solutions | 06 Nov 2014

Diary of a new lender - Fleet Mortgages

How did I end up in what feels like an episode of Dr Who?

Mortgage Solutions | 06 Nov 2014

'There is a real buzz in the air' - Bower on equity release

The recent release of the Equity Release Council's Market Monitor had some interesting statistics and figures and it's encouraging to see that lending is up 12% over the last year and even more interesting was the reference to house price inflation helping to mitigate the roll up of interest on a lifetime mortgage.

Mortgage Solutions | 05 Nov 2014

Remortgage prospects not dampened by distant rate rise - Stonebridge

I see that some commentators are already ‘calling' the remortgage market for 2015 - and the overriding consensus appears to be it will stay at present levels for some time to come.

Mortgage Solutions | 05 Nov 2014 key

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Equity Release Awards 2014

25 Nov 2014

London, UK

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Buy to Let Market Forum 2015

22 Apr 2015

Manchester, Birmingham, London, UK