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Is it time for a review of the metrics surrounding arrears?

Mortgage Solutions | 31 Mar 2015

What I love about this industry is the constant changes and challenges we face, often we look back and find our businesses are stronger as a result.

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gary-salter-nationwide

Procuration fees – the direction of travel

The last few months seem to have been a relentless succession of procuration fee increases, with murmurs of ‘about time too’ from networks and mortgage clubs and no small amount of ‘we’re doing it because we care’ from the lenders involved.

Mortgage Solutions | 31 Mar 2015
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No shift away from sales-driven culture for some firms - Source

In March this year the FCA published a consultation paper titled Risks to customers from performance management at firms which went largely unnoticed by the industry but threatens to completely undermine the way firms set and manage performance, especially with sales teams.

Mortgage Solutions | 26 Mar 2015

Other Blog post articles

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'It's been an exciting few weeks' - buy-to-let marketwatch

It has been a very exciting few weeks for the buy-to-let industry, as criteria tweaks and new entrants continue to boost competition within the sector.

Mortgage Solutions | 26 Mar 2015
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Housing needs to be at the heart of government

The latest English Housing Survey for 2013/14 showed that despite the extreme difficulty many first-time buyers face getting their foot on the housing ladder, Britain remains a nation of proud property lovers.

Mortgage Solutions | 24 Mar 2015
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Looking into the future: Mortgages in retirement

Tony Wornell, director of BDRC Continental shares some insights about mortgages in retirement.

Mortgage Solutions | 24 Mar 2015
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Early thoughts on the Help to Buy ISA - Aldermore

The Chancellor pulled a big rabbit out of the hat in Wednesday's Budget, despite his promise of no giveaways. The Help to Buy ISA for first-time buyers appears to be a great initiative at first sight and at Aldermore we will certainly be looking into offering this to our customers, especially as we are already part of the Help to Buy: mortgage guarantee scheme.

Mortgage Solutions | 18 Mar 2015
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The bridging evolution: A valuable option for older people

As bridging finance is increasingly pushed into the mainstream lending market, there are opportunities for older borrowers to take advantage of these products, writes Benson Hersch, CEO of the Association of Short Term Lenders.

Mortgage Solutions | 17 Mar 2015
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Know Your BDM: Becky Hodgson, Barclays

This week Mortgage Solutions quizzes Barclays business development manager Becky Hodgson from West Yorkshire.

Mortgage Solutions | 17 Mar 2015
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The case for defending equity release - Stockton

The recent attack launched by Which? on the equity release market has highlighted the need for sound, independent advice, among other things, writes Nigel Stockton, financial services director, Countrywide.

Mortgage Solutions | 10 Mar 2015
Bob Hunt

Securing the specialist string to your bow

In this marketplace, advisers are constantly being told of the importance of ‘developing new strings to their bow' or ‘adding tools to their tool kit'.

Mortgage Solutions | 04 Mar 2015
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Buy-to-let gaming: Advisers have more to lose than consumers - Copland

The recent Treasury response to the European Mortgage Credit Directive (MCD) appears to suggest that mortgages will not be regulated, with a very few exceptions - these appear to be where somebody has become an accidental landlord, through inheritance or renting to buy another property.

Mortgage Solutions | 04 Mar 2015
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Broker Toolbox: The opportunity in rental market insurance

If predictions are to be believed, the buy-to-let market is set to enjoy another buoyant year as the UK private rental sector continues to grow exponentially.

Mortgage Solutions | 03 Mar 2015 key

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Events

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Buy to Let Market Forum 2015

22 Apr 2015

Cardiff, Birmingham, Winchester and Warrington, UK

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The British Mortgage Awards 2015

09 Jul 2015

London, UK