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Broker Toolbox: How to make teachers a specialist subject

Mortgage Solutions | 02 Sep 2014

More than 30,000 Newly Qualified Teachers (NQTs) have graduated this summer.

Bob Hunt

Take level 4 advice exams before the FCA steps in - Bob Hunt

With all the debate surrounding the MMR and the requirements and responsibilities placed upon lenders to ensure their staff had the requisite financial qualifications, it is perhaps understandable that the issue of mortgage adviser qualification levels have been placed on the back burner.

Mortgage Solutions | 02 Sep 2014

Say hello, wave goodbye...

A blog is supposed to be personal and reflect the person writing it. So if you will permit me a personal indulgence this one time readers.

Mortgage Solutions | 27 Aug 2014

Other Blog post articles


MMR has compounded protection gap - Toni Smith

As happens almost every year, the market is experiencing a summer dip in mortgage applications; however it is incredible that total gross lending is still up 20% year-on-year, according to the latest CML figures.

Mortgage Solutions | 26 Aug 2014

New lender rumour mill goes into overdrive - Stonebridge

Making predictions about gross lending levels in the UK mortgage market may have appeared something of a parlour game for industry commentators over the past few years.

Mortgage Solutions | 26 Aug 2014

An optimistic market outlook, but for how long? - IMLA

It has been encouraging to see the Council of Mortgage Lenders (CML) recently revise its mortgage market forecasts, reflecting the more optimistic economic outlook.

Mortgage Solutions | 21 Aug 2014

Time for one regulatory regime for all home loans - LSL

With second charge loans now coming under the remit of the FCA and the impending consultation of the European Mortgage Credit Directive looking to regulate all loans in the same way, it has put the spotlight on the difference between the way first and second charge loans are both regulated and conducted.

Mortgage Solutions | 21 Aug 2014

Our buy-to-let marketwatch

Dominating the headlines in the buy-to-let arena of late is the FCA's warning that some borrowers and, indeed brokers may try to ‘game' lenders in order to get around affordability issues.

Mortgage Solutions | 19 Aug 2014

The financial case against Scottish independence - Tony Harris

The Scottish economy would have been too small to support a bail out on the scale of the one the UK taxpayer had to bear to rescue Royal Bank of Scotland. We would expect to see Lloyds and RBS both relocate their HQs to London leaving most savers north of the border depositing with a foreign owned bank.

Mortgage Solutions | 19 Aug 2014 key

What do Del Boy and the CML have in common?

It was in 1989 - a time when the Berlin wall still stood, Margaret Thatcher was Prime Minister, the first commercial service provider of a thing called the internet surfaced and Del Boy fell through the bar - that the Council of Mortgage Lenders was founded.

Mortgage Solutions | 18 Aug 2014

Exciting times for mortgage servicers - Nigel Turner

Mortgage servicing might not seem like an exciting topic to many people, but now is currently a very exciting time for those of us in the sector, not least for myself and my colleagues at HML.

Mortgage Solutions | 18 Aug 2014

Finding a solution to the risky lending problem

Whenever I read the phrase ‘risky mortgages’ in the mainstream media my first reaction is to ask, ‘risky to who?’ Is it risky to the lender or the borrower? Or both?

Mortgage Solutions | 12 Aug 2014

Protect industry from 'keyboard terrorists' - Rob Jupp

A few years ago one of the mortgage industry trade publications introduced what seemed like a radical new innovation: the message board.

Mortgage Solutions | 12 Aug 2014

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