Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society Group. It exists to help brokers look after what matters most, their clients.
Accord has adopted something it grandly calls ‘principle-based lending’ or to put it another way ‘good old common-sense lending’.
- Direct access to underwriters
- Expert BDMs and TBDMs and dedicated broker support
- Competitive product range, including new build and offset
- Product transfers online - it’s a quick and simple application process
- Buy-to-let lending to consumer buy-to-let, first-time and portfolio landlords
- Great procuration fees paid weekly, including residential and buy-to-let product transfers
- Welcome box sent on completion of a house purchase
- Growth Series – an essential free resource for brokers who want to build their business.
The mortgage market has come together over the past 12 to 18 months to overcome a host of challenges, adapt to changes in consumer behaviour and evolve to generate a wealth of opportunities to keep our industry moving forward.
Lender and intermediary relationships have become even closer during this period and the support of our intermediary partners has focused our attention on facilitating positive change where possible and reinforced the importance of our key strategies going forward.
With your help, we have delivered on service, product innovation and sensible lending policy/criteria to facilitate a more efficient mortgage journey. As ever, this remains work in progress and the British Mortgage Senate offers the perfect platform to catch up, gather feedback, share plans and form even stronger alliances for the future.
We want to make life as easy as we can for intermediaries. That’s why we’re committed to providing and delivering excellent products and service to you and your clients. It’s easier to do business with Halifax Intermediaries.
Our product proposition includes Homemovers, Remortgages, Large Loans, New Build, Help to Buy and Affordable Housing. You can also secure a great new deal for your existing Halifax clients and retain their business with Halifax Product Transfers and Further Advances.
HSBC Life (UK) Limited is part of the HSBC Group, one of the world’s largest banking and financial services organisations. HSBC Group serve more than 40 million customers worldwide through a network that covers 64 countries and territories in its geographical regions: Europe, Asia, North America, Latin America, and Middle East and North Africa.
We aim to be present where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.
HSBC Life (UK) Limited is a subsidiary of HSBC Bank plc and was founded in the UK in 1988.
HSBC Life (UK) Limited offers insurance services to meet protection and investment management needs. Our services and solutions are available through HSBC banking channels and selected third-parties, including financial advisers and aggregators.
HSBC is one of the world’s largest and most successful banking and financial services organisations, with a proud history of serving customers and communities for more than 150 years.
Throughout its history it has been where the growth is, serving customers and communities by connecting them to opportunities, whilst ensuring banking remains simple, safe and sustainable.
HSBC UK’s dedicated intermediary mortgage channel continues to offer the flexibility and functionality needed to provide a high-quality service to our intermediary partners and their customers.
The broker journey has been transformed by its broker platform with digital integration reducing packaging requirements, income and expenditure requirements as well as time to offer.
The lender’s business development managers and UK-based telephony broker helpdesk continue to provide a superior level of support that its partners have become accustomed to.
BM Solutions is dedicated to supporting intermediaries. Our competitive products and award-winning service can be accessed through our forward-thinking technology, BM Solutions Online. We aim to support the traditional sector of the Buy to Let market for landlords with small to medium sized portfolios.
Our team of experienced BDMs have consistently been there to complement our consistent and award-winning 5 star service but we don’t take things for granted. We’re continually refining our products and criteria to suit your needs so that you have everything you need to do business with BM Solutions.
Legal & General Insurance
Legal & General Insurance (LGI) has been offering life insurance cover since 1836 and is the UK’s number one individual life insurance provider. Our group protection business in the UK offers life insurance and income protection products to individuals through their employers and we offer term-life insurance in the US. We now have over 5.5 million UK life insurance policyholders, 1.8 million people in group protection schemes and approaching 1.3 million US term-life insurance policyholders. Here in LGI, we protect our customers and their loved ones throughout life and death.
Mortgage Brain is a mortgage technology expert that has developed market-leading software solutions for over 30 years. Its suite of products and services supports advisers with an end-to-end journey from sourcing to conveyancing.
Annually reinvesting 40% of overheads into product development enables continual enhancement of its solutions and new product development that transforms the mortgage process for everyone. Mortgage Brain is proud to proactively support intermediary mortgage advisers, lenders, networks, and corporates.
Its recent innovations include integrating its criteria and product sourcing systems, the launch of an affordability sourcing solution (Affordability Hub), the development of the COVID-19 support hub, and the launch of an online application submission platform, Lendex.
MPowered Mortgages is a new lender available to you on the revolutionary MPowered platform, offering buy-to-let lending products that are flexible and competitive for individual, limited company and portfolio landlords. The MPowered platform is specifically designed, start to finish, for brokers. Our goal is to provide three things that both brokers and their clients value: Experience, Certainty, Control.
The MPowered application process is simple and intuitive, powered by smart artificial intelligence and deep learning. Automation, efficient data management and document extraction technology all power the MPowered adviser journey meaning less back-and-forth, errors and delays. Less time and effort doing the hum-drum. Better options, delivered faster. Meaning more time to advise and develop business.
NatWest Intermediary Solutions
NatWest’s dedicated intermediary mortgage business offers a range of residential and buy-to-let mortgages for mortgage brokers to recommend to their customers including quick and easy product transfers.
Service is its no.1 priority – that’s why NWIS has a team over 50 BDMs covering the UK and a dedicated broker instant messaging service, LiveTALK.
NatWest’s service has been recognised by the industry, and was awarded a five-star rating for a fifth year in a row at the Financial Adviser Service Awards 2020.
Scottish Widows Bank
Scottish Widows Bank is Lloyds Banking Group's offset mortgage provider but also focusses on the professionals and later life markets, offering all of its products exclusively through the intermediary market.
Over the last 12 months the bank has taken its proposition significantly further with initiatives designed to enhance its products and service. This has included a separate range of products for large loans and later life lending along with enhancements to its interest-only policy.
Launched in 2019, its Premier Mortgage Service is built around the established expertise of its dedicated Relationship Managers. On hand to help you with your large loan clients, the team offers tailored, expert support. Whenever you need it, however complex your clients’ needs.
As a mutual, we couldn’t be more friendly. We’re committed to working with you to grow your business and deliver the best possible outcomes for your clients. Put simply - you matter more.
Our multi award-winning proposition provides you with a range of products to meet your clients’ needs, including:
- Income protection
- Life cover
- Health insurance
Added support through HealthWise
Our HealthWise app is free for members and their immediate family, giving convenient access to expert medical advice and treatments.
HealthWise is provided by Square Health.
Zurich Intermediary Group
At Zurich we believe in creating a brighter future for our customers, partners, our people and the planet by providing products and services which have a positive impact on peoples lives. We want to be one of the most responsible businesses in the world.
In the UK, we provide a suite of general insurance products covering business, casualty, motor, property and travel insurance, life insurance and pensions products to individuals and corporate customers. We employ over 4,500 people in the UK and are based across a number of locations.
We are part of Zurich Insurance Group which is headquartered in Zurich, Switzerland, where it was founded in 1872. The holding company, Zurich Insurance Group Ltd (ZURN), is listed on the SIX Swiss Exchange. They are one of the world’s leading insurers, operating across multiple territories and providing a range of property, casualty and life insurance products. Zurich’s customers include individuals, small businesses, and mid-sized and large companies, as well as multinational corporations.