3mc is an award-winning specialist mortgage desk for mortgage intermediaries and a packager of Residential, Buy to Let, Commercial and Bridging mortgages.
2019 is 3mc’s 23rd year of trading within the business to business sector. During 2018 3mc processed over £2.3 Billion of specialist mortgage enquires. 3mc deals with lenders on a volume basis that intermediaries would not normally deal with on a regular basis utilising their knowledge and skills assisting intermediaries from enquiry through to completion. In 2018 3mc launched a number of new service initiatives including the addition of lender onsite underwriters and a new broker support team to aide intermediaries.
When dealing with 3mc you gain access to lenders with restricted access along with access to 3mc exclusives. The customer remains the customer of the intermediary and the intermediary is the customer of 3mc. The intermediary receives the market procuration fee as the lender pays 3mc a gross packaging fee which includes the intermediary’s market procuration fee. In 2017 3mc launched a new introducer service for portfolio landlords where you can pass the client to 3mc and 3mc will take over the advice and recommendation process in return for a percentage of the gross commission received.
3mc prides itself on its independent status working with directly authorised intermediaries and appointed representatives of all partner networks. The 3mc mortgage desk has a wealth of experience assisting mortgage intermediaries in the placement of their cases across their entire specialist panel of lenders.
Pepper Money is an award-winning lender with an appetite for the interesting, offering residential and buy to let mortgages exclusively through intermediaries. It helps clients who are often underserved by the high street banks – the self-employed, those with credit blips, complex income, young credit history, or previous financial difficulties. To Pepper Money, it’s all interesting.
Rostrum is a PR agency specialising in financial and professional services. Our clients include Legal & General Mortgage Club, L&G Home Finance, LSL, Kensington, Masthaven, Yolt and The Exeter, among others. Rostrum delivers creative, compelling PR and content campaigns which create brand value, drive awareness and generate measurable results. Services include PR, social media and content marketing for lenders, brokers, banks, insurers, law firms, intermediaries, estate agents, fintechs and advisory firms. Rostrum is a PR Week Top 100 agency based in Farringdon. www.rostrum.agency.
Vida Homeloans is the specialist mortgage lender for residential and buy to let customers who may not fit the criteria currently demanded by high street banks. Vida uses the latest technology to support and inform human decisions, helping intermediaries get specialist cases off their desks.
Vida’s criteria-driven lending proposition has made a positive impact on the market, with 10,000 intermediaries registered to do business and more than £1 billion in mortgage completions since launch.
Vida has also achieved three securitisations worth more than £1 billion and is proud to have received nine industry awards in 2018; ‘Mortgage Provider of the Year’ at Money Age Awards, ‘Specialist Lender of the Year’ in The Mortgage Awards, ‘Best Marketeer’ in the British Specialist Lending Awards, Commended in the Best Specialist Mortgage Provider in the Moneyfacts Awards, ‘BDM of the Year’ in the Specialist Finance Introducer Awards, ‘Specialist Lender of the Year’ in the SimplyBiz Mortgages Awards, Best Specialist Mortgage Lender and Contribution to the Mortgage Industry in the Credit Strategy Lending Awards and Highly Commended for Mortgage Product Innovation in the Mortgage Finance Gazette Awards.