Aldermore knows not all clients fit a one-size-fits-all model, and require a more specialist approach. That’s why our experienced team of manual underwriters assess each client’s circumstances on a case-by-case basis, giving us more of an opportunity to support them find the right mortgage, whatever their circumstances.
Aldermore supports a wide range of people, including first-time buyers with low deposits, home owners looking for a better remortgage deal, landlords big or small, borrowers with less than perfect credit and those aged 55 and over.
BM Solutions is dedicated to supporting intermediaries with competitive products, forward-thinking technology and award-winning service.
It’s committed to supporting you and your clients through its experienced team of BDMs. BM’s award-winning five-star service comes as standard, but it doesn’t take things for granted. The lender is continually refining its products and criteria to suit your needs, so that you have all you need to do business with BM Solutions.
HTB are all about flexibility. They pride themselves on flexible criteria and bespoke product structuring. HTB understand that no two deals are the same, which is why they tailor their offering to suit your clients’ needs.
Their relationship-based approach underpins this offering and informs their strategy. As part of this, you’ll be assigned a regional business development manager to keep you updated with your proposition, a lending manager to construct your deal and a clear, pragmatic approach to underwriting from HTB’s team of experts. So, no matter what stage you are at, HTB are always at the end of the phone when you need them.
HTB’s innovative product range includes specialist BTL, HTBridging and semi-commercial properties. Their specialist product range is available for loans up to £15m and incudes holiday lets, ex-pats, foreign nationals, portfolio landlords and first-time landlords.
InterBay Commercial is a specialist commercial mortgage lender, providing mortgages on commercial properties to operators and investors through intermediaries. InterBay Commercial is an expert in bridging loans, commercial mortgages and complex buy to let lending. With their market knowledge and experience, they’re capable of finding answers where other lenders may struggle.
Kensington is the UK’s leading non-bank specialist mortgage lender; offering a range of residential and buy to let mortgages through a network of mortgage brokers.
It's 25 year heritage in specialist mortgages means that they understand better than most that no two people are the same. That’s why they create innovative mortgages with lending criteria that gives them the flexibility to meet the needs of the people the high street doesn’t cater for. Kensington use a combination of data and human insight to look beneath the surface, and unlike mainstream lenders, who all too often rely on what the computer says, they use real people to make their decisions. It’s this ‘’head and heart’’ approach which is the key to what they call the #KensingtonDifference.
Kent Reliance for Intermediaries
Kent Reliance for Intermediaries is focused solely on the intermediary sector, taking a leading position in the specialist residential and buy to let mortgage market where its established expertise and flexibility, especially in bespoke manual underwriting are highly sought after. With an unrivalled personal service offered by their national network of expert BDMs, they’re perfectly placed to help brokers navigate odd cases.
Landbay is a specialist buy-to-let lender providing tailored lending solutions for professional and portfolio landlords.
It’s team offers in-depth knowledge of the buy-to-let mortgage industry, combined with an innovative, technology-enabled approach to lending, which equips them to take on complex cases.
With highly experienced BDMs & underwriters, Landbay provides a transparent and rational approach to securing mortgage finance, with speed and flexibility at its core.
Paragon is a specialist provider of buy-to-let mortgages, delivering lending solutions designed for professional landlords with more complex requirements.
These include lending to limited companies as well as private individuals, lending on more complex property including HMOs and multi-unit blocks, higher aggregate lending limits and the ability to accommodate more complex letting arrangements including local authority leases and corporate leases along with standard ASTs.
Paragon has worked with intermediaries in the private rented sector for over 20 years.
It has built a wealth of experience in meeting the needs of both portfolio and non-portfolio landlords, whether they’re individuals, limited companies or limited liability partnerships, looking for buy-to-let mortgages and short-term finance.
Platform is part of The Co-operative Bank – the only UK high street bank to be guided by a customer-led Ethical Policy. It provides extensive knowledge and expertise across a wide range of competitive mortgage products, for Mainstream, Help to Buy and Buy to Let borrowers.
From expert support with a human touch, to a simple process that’s transparent and fair, Platform makes a difference every step of the way, having a passion for values, ethics, and doing the right thing.