9.00am – 10:00am |
Registration & networking breakfast |
10.00am – 10.05am |
Opening remarks
Anna Sagar, reporter, Mortgage Solutions |
10.05 – 10.30 |
Fireside chat: assessing the health of the economy, latest key indicators and long-term prospects
- UK economic snapshot: looking for the good news in 2024 and beyond
- The capital and funding drivers, risks and constraints
- Top drivers for product rates and features
Andrew Gilbert, products director, Legal & General Home Finance
Ben Grainger, partner, financial services, Ernst & Young
Moderated by: Les Pick, director of intermediary sales, LiveMore Mortgages
|
10.30 – 10.50 |
What does the data say? Updates and latest trends in data and research
- Understanding the complex needs of older borrowers
- Evolving aspiration and later-life circumstances
- Understanding the customer and emerging market drivers
Paul Glynn, CEO, Air |
11.35am – 12.20pm |
A deep dive into vital aspects of customer vulnerability, challenges, and potential solutions
- Consumer duty: avoiding foreseeable harm
- Protecting the most vulnerable
- Where do regulators and the market see the need for greatest change?
- The risk pathway if disaster strikes
Marie Catch, head of mortgage market development & optimisation, L&G Home Finance
Tony Crane, founder, Crane Consulting
Robert Sinclair, chief executive, AMI
Richard Farr, non-executive director, Comentis
Moderated by: Kelly Melville-Kelly, director of risk, policy and compliance, Equity Release Council |
11.30 – 12.00 |
Networking coffee break |
12.00 – 12.20 |
Keynote interview: A focus on policy and regulation - what’s the plan?
- Reviewing the regulatory and guidance landscape
- The Council’s vision for the later life lending market
- Breaking down advice silos
- When will the ERC become the LLLC?
- Stakeholder support – the blueprint for success
Jim Boyd, chief executive officer, Equity Release Council
Stuart Wilson, chairman, Air Club and managing director, Maverix consultancy Services Ltd
|
12.20 – 13.00 |
The later life adviser of the future: navigating the road to better customer outcomes
- Joining the dots: Making products, services and advice more holistic to reflect the range of lending options
- Identifying the expertise (soft skills and technical knowledge) required for later life planning
- Facilitating later life conversations and planning care needs
Jacqueline Berry, founder, My Care Consultant
Tish Hanifan, founder and joint chair, Society of Later Life Advisers (SOLLA)
Edward Payne, director, Clifton Mortgages
John Somerville, director of financial services, The London Institute of Banking & Finance
Moderated by: Stephanie Charman, strategic relationships director, Sesame Bankhall group |
13.00 – 13.20 |
Evolving later life lending - thought-sharing and best practice
- What can the later life lending sector learn from the pension transfer market?
- Mapping the journey and drawing parallels
Jon Dunckley, managing director, About Consulting |
1.20pm - 1.25pm |
Closing remarks
Anna Sagar, reporter, Mortgage Solutions |
1.25pm |
Networking lunch |
2.25pm |
Conference close |