Accord Mortgages is a dedicated intermediary -only lender and part of Yorkshire Building Society Group.
We’re more than just a provider of residential and buy to let mortgages. We’re a lender who listened to broker feedback and changed. Changes which were motivated by a genuine desire to understand and act on what brokers want. So, if you’ve not worked with us for a while, or ever, you might be pleasantly surprised at how much Accord can offer:-
- Common sense lending
- Direct access to underwriters
- Expert BDMs and TBDMs & Dedicated Broker Support
- Competitive product range, including New Build and Offset.
- And much more…
Accord exists to help brokers look after what matters most, their clients.
Aldermore knows that, as an intermediary, you’ll have clients who need a more specialist approach, clients who don’t fit into the one-size-fits-all model of other lenders.
It recognises that some applicants have unique circumstances and need people to assess their mortgage application, not machines.
That’s why it uses a team of experienced manual underwriters who start with a can-do attitude, assessing your client’s application and individual circumstances.
Aldermore provides opportunities for a wide range of residential mortgage applicants including first-time buyers with low deposits, remortgagors looking to get a better deal, clients with less than perfect credit and borrowers aged 55 and over.
It’s also committed to helping our nation’s landlords; whether your client is big or small, individual or limited company, its range of buy-to-let mortgages is the perfect way to expand their portfolio.
HSBC UK for Intermediaries
Established in 1865, HSBC has become one of the world’s leading international banks.
For over 150 years HSBC has connected customers to opportunities, enabling businesses to thrive and economies to prosper, as well as continuing to invest in growth and innovation to make banking simple, safe and sustainable.
Deeply rooted in the UK, our dedicated ‘HSBC UK for Intermediaries’ channel offers the flexibility and functionality needed to provide a high quality service to our Intermediary partners and their customers.
Our processes have been transformed thanks to our broker platform – digital integration has reduced our packaging requirements, income and expenditure requirements as well as our time to offer. We have also increased the size of both our field-based Business Development Managers and UK-based telephony Broker Support Team.
HSBC UK for Intermediaries is committed to making further improvements to the broker journey, whilst continuing to provide attractive products for customers wanting to get onto or up the property ladder through their preferred channel of choice.
OSB primarily targets underserved market sub-sectors that offer high growth potential and attractive risk-adjusted returns, in which it can take a leading position and where it has established expertise, platforms and capabilities.
These include private rented sector buy-to-let, commercial and semi-commercial mortgages, residential development finance, bespoke and specialist residential lending and secured funding lines.
OSB originates organically through specialist brokers and independent financial advisers. It is differentiated through its use of highly-skilled, bespoke underwriting and unique low-cost base.
The lender is predominantly funded by retail savings originated through the long-established Kent Reliance name, which includes online and postal channels, as well as a network of branches in the South East of England.
The Kent Reliance, InterBay Commercial and Prestige Finance are trading brands within the OneSavings Bank Plc Group.
Pepper Money is an award-winning lender with an appetite for the interesting, offering residential and buy to let mortgages exclusively through intermediaries. It helps clients who are often underserved by the high street banks – the self-employed, those with credit blips, complex income, young credit history, or previous financial difficulties. To Pepper Money, it’s all interesting.
Platform is part of The Co-operative Bank – the only UK high street bank to be guided by a customer-led Ethical Policy. They provide extensive knowledge and expertise across a wide range of competitive mortgage products, for Mainstream, Help to Buy and Buy to Let.
From expert support with a human touch, to a simple process that’s transparent and fair, Platform make a difference every step of the way, having a passion for values, ethics, and doing the right thing.
Post Office Money in conjunction with Bank of Ireland UK for Intermediaries
Post Office Money® and Bank of Ireland UK have been working in partnership for over 10 years. In 2014 we launched Post Office for Intermediaries, specialising in Residential and Buy to Let mortgages, delivered through a recognised and trusted brand.
The bank believes that excellent and consistent service is important. Together, we’re able to offer a broad range of products through an award winning application system, allowing you to securely upload documents and communicate directly with your underwriter. This is backed up by industry expertise and support from its experienced telephone and field based account managers.
At Skipton Intermediaries brokers are the top priority because 95% of all its lending is done through the intermediary channel. That’s why Skipton is committed to delivering the right solutions for today’s mortgage market, and understands that the way to help brokers deliver for their clients is through a personal, common-sense and flexible approach. It’s what the lender calls ‘real life lending’.
Skipton prides itself on building strong relationships with our key intermediary partners too. It’s what they do best and what they’ll continue to do throughout 2019 and beyond.
Zephyr Homeloans are a new dedicated buy-to-let lender, providing a range of mortgage products focused on meeting the needs of professional property investors.
With the buy-to-let market evolving and becoming more complex; we’re here to support intermediaries by staying one step ahead of the market, offering proactive guidance and providing mortgage solutions that will help brokers meet the needs of their clients.