Venue
Programme
Demonstration room
Sponsors
Conference
The Green Home Finance Summit 2025
The GFI has been working closely with the Scottish Government to host Scotland’s inaugural Green Home Finance Summit in association with Mortgage Solutions
This is an invite only event bringing together leading financial institutions, intermediaries and trade bodies alongside a cross-section of green finance pioneers, policy experts, and energy and built environment industry leaders from across the UK and internationally.
Its aim of the event is to build connections, share experience, and empower the financial sector to accelerate the delivery of Scotland’s vision for a resilient, energy independent, and fair net-zero future in the built environment.
Venue Details
The Sheraton Hotel, Edinburgh
1, Festival Square, Edinburgh, Scotland, EH3 9SR, United Kingdom
Programme
08.45 - 09.20
Registration and Networking in the Demonstration Room
09.20 - 09.25
Welcome and Introduction - Ryan Jude, Programme Director, Green Finance Institute
09.25 – 09.35
Opening Address
Dr. Alasdair Allan MSP – Acting Minister for Climate Action
*subject to any urgent parliamentary business*
09.35 – 09.40
Post-Opening Address Q&A
09.40 – 10.05
Unlocking Demand: What Scottish Consumer Attitudes Can Tell Us
Based on a special piece of consumer research – commissioned by a partnership between GFI and the Scottish Government
- How much do Scottish consumers know and understand about the green home finance landscape?
- How do their views differ according to life stage, financial literacy and other demographic factors?
- What is the role of government in creating the confidence that will drive demand for green home upgrades and financing solutions?
- What are the implications of this research for the financial sector, and what can the industry do in response?
Eloise Henderson-Day, Property-Linked Finance Director, Green Finance Institute
Ryan Jude, Programme Director, Green Finance Institute
10.05 – 10.35
What Next for the Green Mortgage Market?
- How can mortgage providers and broker put consumers at the heart of green product and service design?
- How do we ensure green lending can be reported on accurately with all the different product types out there?
- Green broker and mortgage professional education – what can we do to drive engagement and upskill the workforce?
- How can lenders build more flexibility into green lending products and propositions?
Karina Gerdes, Head of Resilient Homes, Mortgage Advice Bureau
Kelly Melville-Kelly, Director of Risk, Policy & Compliance, Equity Release Council
Kirstie Ross, Sustainability Lead, TSB
Moderated by: Chloe Timperley, Green Mortgage Campaign Lead, Green Finance Institute
10.35 - 11.05
Networking Coffee Break in the Demonstration Room
11.05 – 11.50
Lightning Talk Series One: Joining the Dots – How Can Financial and Non-Financial Stakeholders Collaborate to Support the Clean Heat Transition?
- How can we create consensus and consistent narratives between all parties in the retrofit value chain?
- What regulatory challenges do financial firms need to overcome to co-deliver services with third-party providers?
- What does success look like?
- What is needed to address gaps in education and skills essential to retrofit delivery outside of the financial sector?
Fionna Kell, Director of Policy, Homes for Scotland
Rachel Owens, Co-Director, National Retrofit Hub
Avinash Rajan, Proposition Director, TrustMark
11.50 – 12.20
Shape the Dialogue: Post-Lightning Talk Collaborative Q&A
Moderated by: Chloe Timperley, Green Mortgage Campaign Lead, Green Finance Institute
12.20 - 13.15
Networking Lunch in the Demonstration Room
13.15 – 13.45
Unsecured Green Loans – Keeping Pace with a Fast-Growing Market
- Who are unsecured solutions suitable for?
- The role of unsecured green home loans and point of sales finance in accelerating the uptake of retrofit
- Tackling current challenges in the market
- What products are out there and what is the director of travel?
- What’s needed next?
Olivia Le Hunte, Director, Climate Change, HSBC UK
Dave Hindle, CEO, Propensio Finance
Mike Thornton, CEO, Energy Saving Trust
Moderated by: Maria Dutton, Consumer Finance Lead, Green Finance Institute
13.45 – 14.15
Property-Linked Finance – An Innovative New Model for Financing Retrofit
- What is Property-Linked Finance?
- How has the idea of PLF evolved and what can we learn from US PACE?
- Creating a PLF product for the UK market
Meryem Brassington, Head of Environment Solutions and Innovation, Lloyds Banking Group
David Cowdrey, Acting Chief Executive, The MCS Foundation
Paul MacLean, Head of Public Policy & Climate Transition, Group Mortgages, NatWest
Bill Peterson, SVP – Senior Loan Officer & Director of Climate Lending, Amalgamated Bank
Moderated by: Eloise Henderson-Day, Property-Linked Finance Director, Green Finance Institute
14.15 – 14.45
Lightning Talk Series Two: Learning from International Examples
- How have other countries tackled the retrofit challenge with finance at national, market and individual levels?
- Financial innovation: the key to unlocking retrofit for different demographics?
- What can we learn from innovators in international markets, and how can we apply these lessons in the UK?
Rachel Hobbs, Senior Vice President – Government Affairs, Home Run Financing
Josephine Maguire, National Coordinator – Better Energy, Sustainable Energy Authority of Irelands
Joris Piette, Project Manager, Onesto
Topi Tiihonen, Co-Founder & CEO, SkenarioLabs
14.45 – 15.30
Shape the Dialogue: Post-Lightning Talk Collaborative Q&A
Moderated by: Maria Dutton, Consumer Finance Lead, Green Finance Institute
15.30 - 15.40
Comfort Break
15.40 – 16.00
Review, Reflect, Report – What’s Next?
- In this final collaborative session, you will reflect on what you have learnt and chart the path forward for the industry’s green agenda
- You will gather to discuss and consolidate key takeaways, sharing your learning and identify the steps needed to further the growth and resilience of the sector
- We will then collate your reflections and share these with you following on from the event
16.00 - 16.10
Closing Remarks - Bea Natzler, Team Leader – People and Business, Climate Change Committee
16.10
Close of Conference
Demonstration room
Elmhurst Energy
Website
Home Run Financing
Website
SNUGG
Website
Elmhurst Energy
Website
Elmhurst Energy is the UK’s largest provider of energy assessment, retrofit and property professional training, software and accreditation.
Established in 1993, it has trained, qualified and accredited thousands of energy assessors and built a reputation as the authoritative voice in the energy-efficiency industry.
Its engaging training courses and first-class technical support are frequently cited as the reasons why people choose to train and accredit with Elmhurst. It warmly welcomes any enquiries about its schemes and is always happy to discuss how it can meet your business needs.
Home Run Financing
Website
PACE Funding Group, LLC ( DBA Home Run Financing), was founded in 2014 in California and has been an active, approved Property Assessed Clean Energy (PACE) provider with six different PACE local government entities through California, Florida and Missouri.
The company originates, consolidates, and resells residential PACE loans. To access the broad homeowner market, the company partners with qualifying home improvement contractors in offering non-credit-score-based energy and water efficiency and resiliency loans.
Most homeowners require financing to undertake larger projects. The company’s proprietary software allows these contractors to offer eligible HVAC systems, roofing, insulation, windows, doors, heat pumps, solar panels, EV charging stations, water conservation improvements, and a host of other products to previously unqualified customers.
PACE loans are repaid through a property tax assessment placed upon the property. The company closely manages the contractor network, underwrites each application, and maintains compliance with legislation and regulations, providing a high level of consumer protection.
SNUGG
Website
Snugg’s mission is to simplify the journey to more energy-efficient and sustainable homes. It will be demonstrating the Snugg tool, showing you how it can help your customers get started with home energy efficiency.
After inputting an address, users can build a home improvement plan, connect to installers, explore finance options and check eligibility for government grants.
It helps homeowners evaluate the potential benefit of improving their home’s energy efficiency and shares ongoing communications to encourage them to keep working to a greener future.
Snugg will also be showcasing its verification capability so lenders know green finance is being spent on green improvements. It will have sample reports available so you can see the type of insight you get from a partnership with Snugg.
Sponsors
NatWest
Website
NatWest
Website
NatWest champions potential. Helping people, families and business to thrive.
Whether customers are buying their first home, buying their next home – or looking to improve their existing home, NatWest have solutions to supports homeowners with their home and property ambitions and to assist in sustainable improvements, helping to reduce energy bills and reduce carbon emissions.