Monthly unit-linked endowment premiums
Unit-linked endowments with critical illness cover, 25-year term, non-smoker,
male age 30 next birthday, sum assured £50,000, assumed growth rate 6%
Company Plan name Premium
Friends Provident Homebuyer Mortgage Plan £88.70
Norwich Union Homemaker Plus £91.25
Scottish Mutual Homeowner Plus £91.90
Clerical Medical Flexible Mortgage Plan £93.43
Scot Life (Royal London) Profitbuilder Core CI £94.38
Scot Life (Royal London) Profitbuilder Comp CI £95.04
Scottish Widows Regular Savings Plan £96.80
Monthly low-cost endowment premiums
Low-cost endowments with critical illness cover, 25-year term, non-smoker
Company Plan name Premium
Scottish Mutual Homeowner Plus £90.10
Norwich Union Homemaker Plus £91.27
Scot Life (Royal London) Profitbuilder Core CI £92.87
Scot Life (Royal London) Profitbuilder Comp CI £93.54
Britannic Assurance1 Low Cost Endowment £96.65
Scottish Widows2 Regular Savings Plan £96.80
Standard Life HomePlan £98.91
1. Premiums based on 80% of bonus.
2. This is a regular savings endowment plan which is not low cost.
Source: Life & Pensions Moneyfacts. Figures as at 7 February 2002
Top decreasing mortgage protection premiums
25-year term, male, non-smoker, 30 next birthday
Company Monthly Sum Type of
premium assured premium
Legal & General* £6.50 £100,000 Guaranteed
Legal & General Electronic* £6.50 £100,000 Guaranteed
Scottish Widows* £6.60 £100,000 Guaranteed
Norwich Union £6.80 £100,000 Guaranteed
Scottish Equitable* £7.30 £100,000 Guaranteed
Canada Life* £7.50 £100,000 Guaranteed
Friends Provident* £7.50 £133,300 Guaranteed
Friends Provident Select* £7.50 £133,300 Guaranteed
Scottish Amicable* £7.50 £100,000 Guaranteed
Swiss Life* £7.56 £100,000 Reviewable
Scottish Provident* £7.76 £100,000 Guaranteed*
Swiss Life £7.82 £100,000 Guaranteed
Top level term assurance premiums
25-year term, male, non-smoker, 30 next birthday
Company Monthly Sum Type of
premium assured premium
Legal & General Electronic* £8.10 £100,000 Guaranteed
Legal & General* £8.10 £100,000 Guaranteed
Norwich Union £8.20 £100,000 Guaranteed
Friends Provident* £8.50 £100,000 Guaranteed
Friends Provident Select* £8.50 £100,000 Guaranteed
Swiss Life £8.59 £100,000 Reviewable
Canada Life £8.90 £100,000 Guaranteed
Scottish Equitable* £8.90 £100,000 Guaranteed
Scottish Equitable* £9.00 £100,000 Reviewable
Swiss Life £9.02 £100,000 Guaranteed
Scottish Provident* £9.07 £100,000 Guaranteed
Liverpool v Mimi £9.10 £100,000 Guaranteed
Quotations are only a guide. Please refer to individual company for details. * Different quotation basis than that requested.
Source: Exchange FS. Figures as at 7 February 2002
