Bank of Scotland and Ryanair have joined forces with 123.ie, a Dublin insurance brokerage, to offer mortgages online through Ryanair’s website. Since last October, 123.ie has offered motor and home insurance through Ryanair’s site, both successfully. Commenting, Michael Cawley, commercial director at Ryanair, said that close to 4 million customers use the site, accounting for 80% worth of ticket sales. He said: ‘The addition of Bank of Scotland will enhance our site’s popularity and we plan to provide credit card, personal loans and other services online in the longer term.’