Deals with reduced interest rates include a two-year fixed rate up to 80% LTV, down from 4.34% to 3.95%.
Two-year fixed rates up to 60% and 75% LTV are now priced at 3.35% and 3.45% respectively.
Two three-year fixed rate mortgages have been reduced to 3.85% up to 60% LTV and 3.95% up to 75% LTV.
In addition, ING Direct’s five-year fixed rate up to 75% now has a rate of 4.59%, down from 4.79%.
All the deals have no product or booking fees and allow repayments of up to 10% of the loan each year without penalty.
Early repayment charges apply to all deals, at 3% for the first 12 months and 2% for the remaining fixed rate term across two- and three-year fixed rates. The five-year fixed rate has penalties of 4% for the first three years and 2%for the remaining period.
