In its latest research, Kensington surveyed 600 mortgage intermediaries, of which 43% said they expect an increase in self-employed clients over the next six months.
Charles Morley, head of sales at Kensington, said: “While the economic environment and changing working patterns are leading to an increasing number of small business owners and consultants, rigid criteria means it is tough for the self-employed to get a mortgage from the high street and more are turning to the professional help of a mortgage adviser.
“At Kensington, we are able to consider the more complex income structure of a self-employed customer and are able to make lending decisions based on 12 months accounts. This way, mortgage intermediaries have more options to help the growing number of self-employed clients coming through their doors.”
