Northern Bank, a Danish bank which also operates in Northern Ireland and Ireland, is offering the loans subject to affordability to all standard borrowers with no extra demands like professional status or a guarantor.
The loans can only be taken out by current account customers including first-time buyers.
In addition, the mortgages are only available in Northern Ireland, where the bank operates.
Northern Bank, said: “We have always based our mortgage lending on affordability. As a local bank this means we make time to get to know our customer and conduct an individual detailed assessment with every potential customer.
“We go through in depth monthly income and expenditure and hold a realistic assessment of whether they can afford the repayments now and in the event of future rises in interest rates.”
The lender added that the 100% LTV mortgages are only available direct, with no immediate plans to be distributed via intermediaries.
There are currently 13 100% LTV mortgages on the market, with Northern Bank offering ten of them.
Tipton & Coseley Building Society and Marsden Building Society offer the product in the UK, but require guarantors.
