The new offset range includes a 3.49% Flexx for Term with a £199 booking fee, £1,800 arrangement fee and no Early Repayment Charges (ERCs).
It also includes a 3.69% Flexx for Term with a £199 booking fee, £1,300 arrangement fee and no ERCs.
On its buy-to-let range it has launched a two-year 3.75% fixed rate with a £250 booking fee and £2,249 arrangement fee.
A two-year fixed rate at 3.99% is also available with a £250 booking fee and £1,749 arrangement fee.
A lower-fee option is priced at 4.25% fixed for two years, with a £250 booking fee and £999 arrangement fee.
Colin Franklin, managing director of Godiva Mortgages, said: “The fees attached to mortgage products are often perceived as something to avoid, but in some cases you can save money on your mortgage by paying a flat fee and getting a lower interest rate in return. So borrowers requiring larger mortgages may be better off with a flat fee rather than a percentage fee.”
