Rates have been reduced across first-time buyer, home mover, Help to Buy mortgage guarantee scheme and remortgage products by up to 0.25%.
Rates on 60 to 75% LTV two-year fixed rate deals for first-time buyer and home mover products have been reduced by up to 0.2% with rates from 1.79% with a £1,995 fee.
Rates on 75 to 85% LTV two-year fixed rate deals have been reduced by up to 0.1% with rates from 2.59% with a £495 fee.
There have also been reductions on two-year fixed rate products for the Help to Buy mortgage guarantee scheme. 90 to 95% LTV two-year fixed rate products have been reduced by 0.2% with rates from 4.99% with a £495 fee.
Remortgagors at 75 to 85% LTV can fix for two years from 2.59% with a £495 fee.
Craig McKinlay, mortgages director at Halifax, said: “In addition to our current £500 cashback offer, these rate reductions will further support first-time buyers trying to buy their first home; home movers who are looking to move up the housing ladder; and customers who want to release equity to carry out repairs or improvements to their property.”
Halifax refreshed its first-time buyer range earlier this month. Rates for borrowers with a 15 to 25% deposit previously started at 2.69%. It also launched a £500 cashback offer for both first-timer buyers and those moving home.
