As HSBC removes valuation fees for all its mortgages, lenders continue to cut rates and enhance criteria at a rate of knots ahead of a wall of remortgage business heading brokers' way.
In its latest poll, Mortgage Solutions asks: are we living through the golden era for remortgages as lenders continue to pull out all the stops in the push for volume?
Vote now in our latest poll.
Is this the best time ever to remortgage?
Victoria is group editor, Mortgage Solutions and Your Mortgage at AE3 Media.
Previous titles include editor of What Mortgage and Credit Today and a stint freelancing for various titles, including The Guardian, Which? and Money.co.uk