RBS appoints first mortgage innovation boss

RBS appoints first mortgage innovation boss

In the new position, Salmon will be leading financial technology (fintech) innovation and interaction within mortgages for the Royal Bank of Scotland (RBS), Natwest, and Ulster bank brands.

Previously, Salmons was managing director of mobile and online at Paypoint plc, and played leadership roles in bringing about a number of new financial products to market – including offset mortgages, contactless cards, mobile payments, the first UK point of sale rewards programme, and parking payments.

Prior to Paypoint plc, Salmon was the global innovations director for Barclaycard, and vice-president strategy for Capital One Europe. He is currently an advisory board member of business payments startup, Modulr.

“New technologies are enabling a fresh look at the home buying process, providing new opportunities to transform the customer experience,” said Salmon.

“RBS is a significant player in the market, and has real commitment to innovation,” he continued, “I am looking forward to working with the team, its partners and fintechs to take the business forward and continue to improve the experience for customers.”

Ian McLaughlin, managing director of specialist banking, said: “Our mortgage business has helped significant numbers of customers over the last few years.

“However, the market is always changing, and we need to ensure that we are at the forefront of developments if we are to provide customers with the best possible experience.

“With Dan’s appointment, we are significantly strengthening our innovation capabilities, and I am delighted to have someone with Dan’s track record join our team.”