The two-year fixed-rate products come with a loan to value (LTV) of up to 85% with rates that start at 3.78%.
The loans are available for residential purchases or remortgages.
To qualify, borrowers must have been in satisfactorily serviced Debt Management Plans for at least 12 months.
And affordability will be calculated based on the original contractual loan repayments rather than the agreed monthly arrangement.
Rob Barnard, sales director of Pepper Money (pictured), said: “At Pepper, we believe that a customer who has maintained a Debt Management Plan for at least 12 months has demonstrated the determination to rehabilitate their finances and a track record that indicates they are back on track from an affordability perspective.
“Our new range gives individuals who are in a performing arrangement with a licensed debt management company the opportunity to access competitively priced mortgage lending for home purchase or remortgage.
“Placing a case for a client in a Debt Management Plan can be an interesting challenge. Our message to brokers is, speak to Pepper – we’re interested.”
The lender also caters for individuals who have had a CCJ or default as recently as seven months ago.