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Lynda Blackwell’s replacement Julia Tennant begins role at regulator – exclusive

  • 10/05/2018
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Lynda Blackwell’s replacement Julia Tennant begins role at regulator – exclusive
Lynda Blackwell’s replacement, Julia Tennant, has started ‘in role’ as mortgage manager at regulator the Financial Conduct Authority.

Tennant joined the FSA in 2006 and her almost 12-year term at the FCA includes a six-month secondment at the Office of the Comptroller of the Currency (OCC).

According to her Linkedin profile, Tennant has managed an analytical team in the central risk function of the regulator which is responsible for undertaking macroeconomic analysis to monitor and identify financial sector and consumer risks.

Part of her role has included analysis on the UK economy and housing market and Tennant got a degree in economics from the University of Manchester.


Predecessor Lynda Blackwell


Ex-mortgage sector manager and architect of the Mortgage Market Review Blackwell quit the FCA in July last year, after an exclusive interview with Mortgage Solutions.

In another exclusive this week, Lynda Blackwell confessed she had been unable to get a mortgage from a mainstream lender due to her new self-employed status.

Blackwell wrote: “Was this a taste of my own medicine? Sort of. I’ve now experienced for myself the impact of the MMR on the market – but not the impact of the rules themselves: there’s nothing in the rules that prescribes a minimum period of trading or the type of evidence of income I need.”

She continued: “What I like many others have experienced is the way the rules have been interpreted by the leading players who dominate the market and adopt a one-size-fits-all, highly risk averse approach, calibrated with a band width aimed at avoiding the regulator rather than helping customers.”

Blackwell said the aim of the MMR was to ensure lenders took ‘informed risks’ and not to ‘disregard the risks altogether’ as they did pre-credit crisis, after a thorough assessment of their circumstances.


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