Cochrane will be responsible for new business growth and relationship management.
She has more than 19 years of experience, including work as a Business Development Manager (BDM) and mortgage adviser.
Most recently Cochrane was a BDM at Accord, covering Glasgow before a key account role looking after the whole of Scotland.
Steve Griffiths, sales and distribution director at Kensington Mortgages (pictured), said: “Sharon brings a wealth of expertise and knowledge of the Scottish market and we’re delighted to have her join the team.
“Sharon will be pivotal in supporting our continued growth plans, following our successful full market launch in March.
“This is an exciting time for the Kensington brand, amidst a fast-growing specialist and evolving buy-to-let regulatory environment.
“Self-employed workers are becoming an increasingly vital part of the workforce and we fully intend to develop our proposition in Scotland to meet the needs of this group in the mortgage market.
“We look forward to working closely with Sharon to achieve these goals.”
Cochrane added: “I am very excited to have joined Kensington Mortgages and look forward to expanding Kensington’s offering in the Scottish market.
“Kensington is an innovative lender, with a proven track record for supporting underserved borrowers and I’ve already received a hugely positive response from Scottish brokers to our presence in the market.”