Halifax’s new rate of 1.44 per cent, down 0.09 per cent, is offered at 75 per cent loan to value (LTV) and fixed until 31st March 2023.
There is a product fee of £999. Overpayments and payment holidays are allowed.
The product earned the rating “outstanding” from Moneyfacts last week.
At the same time, the bank repriced its three-year fix at 60 per cent LTV, with the rate at 1.39 per cent, Moneyfacts said.