Selected 85 per cent LTV residential rates have been increased by 0.05 per cent with rates now at 1.9 per cent for a two-year fixed purchase product with a £995 fee and 2.02 per cent for the three-year equivalent with £995 fee.
A five-year fixed purchase mortgage at 85 per cent LTV now has a rate of 2.05 per cent with a £995 fee, while the fee-free option has a rate of 2.24 per cent.
Certain buy to let and portfolio product rates have also gone up by 0.1 per cent.
Across the intermediary exclusive products, the two-year fixed at 65 per cent loan to value (LTV) with a £1,495 fee has been reduced to 1.16 per cent from 1.34 per cent.
This comes with a free valuation for purchase customers or a free valuation and free legals for remortgage customers.
The 65 per cent LTV five-year fixed fee saver option has been reduced from 1.67 per cent to 1.64 per cent with £500 cashback plus a free valuation for remortgage customers.
Within its core range, Virgin has reduced the rate of the five-year fixed fee saver deal at 65 per cent LTV to 1.64 per cent. This product comes with a free valuation for purchase customers or a free valuation and free legals for remortgage customers.
