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Atom Bank relaunches 90 per cent LTV deals

  • 26/11/2020
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Atom Bank relaunches 90 per cent LTV deals
Atom Bank is reintroducing three five-year fixes at 90 per cent loan to value (LTV)


It has one product specifically for first-time buyers and two for purchase applications.

The first-time buyer deal is fee-free with an initial rate of 3.81 per cent, free standard valuation and £500 cashback.

The two purchase products are for loans above and below £350,000, both with a rate of 3.76 per cent.

The smaller version has a fee of £900 and the larger loan option has a fee of £1,200.

David Castling, director of intermediary lending at Atom said: “We continuously evaluate the mortgage market and believe it is in our customers’ best interests to apply a considered approach to the products we offer.

“We now feel it’s the right time to get back in the market with 90 per cent LTV to support first-time buyers and homeowners.

“The world is a different place in light of Covid-19 and we need to make sure we can give customers choice while also lending responsibly. Given the ever-evolving landscape, we have taken the decision to reintroduce these products.”



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