Fintech firm Digilytics AI has partnered with AccountScore by integrating the open banking service into its new Intelligent Affordability Service.
AccountScore, a subsidiary of Equifax, is a platform which tracks user transactions across multiple banks. Digilytics AI will process the data on its dashboard alongside mortgage affordability checks to produce a real time status of a case.
If any documents or information is missing, the platform will send an alert to the lender to keep it within its service level agreement.
Digilytics AI integrates its services into lender systems and launched with Together Money earlier this year.
Arindom Basu, CEO of Digilytics AI, said: “The checks that are there on affordability are quite rigorous and cumbersome, what we do is there are a lot of processes when identifying and consolidating the data for effective decision making. This data sits across multiple documents and sources.
“We help in finding the data, consolidating it, validating it with relevant information, taking the grunt work out of the equation.”
Shekina is the deputy editor at Mortgage Solutions and commercial editor at Mortgage Solutions and Specialist Lending Solutions. She has nearly eight years of experience in the B2B publishing market, having previously covered the hospitality, retail, pet, accounting and jewellery sectors.
Shekina has worked for Mortgage Solutions and Specialist Lending Solutions for almost five years. Here, she covers the market’s breaking news stories, engages with professionals in the sector, and oversees any commercially agreed content in partnership with mortgage-related companies.
This includes presenting webinars and hosting roundtable discussions on developing themes in the mortgage sector.
She is an NCTJ-trained journalist and was nominated for the Headline Money Awards Mortgage Journalist of the Year in 2021.
In her spare time, Shekina likes to read, travel, listen to music and socialise with friends.
She currently reports on current events in the mortgage market and liaises with financial clients to produce sponsored content.
Follow her on Twitter at @ShekinaMS
