Borrowers can sign electronically in a number of ways.
As well as the option to type their name into the declaration and electronically paste their signature, borrowers using a touch screen can use their finger, e-pen or stylus.
Alternatively, borrowers can access a contract through a web-based e-signature platform and click to have their name automatically inserted in the appropriate place.
A wet signature will still be required on certain forms, such as gifted deposit and Mortgage Guarantee Scheme forms.
Brokers can submit documents electronically.
Virgin Money will accept either photos or scans of documents.