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TSB ups low LTV rates by 0.45 per cent

  • 09/11/2021
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TSB ups low LTV rates by 0.45 per cent
TSB has increased rates on mortgages up to 75 per cent loan to value (LTV) by as much as 0.45 per cent.


Two-year fixed mortgages for first-time buyers and house purchase have risen by 0.30 per cent. 

The 0-60 per cent LTV mortgage with a £995 fee is now set at 1.49 per cent while the fee-free option is 1.74 per cent. At 60-75 per cent LTV, the £995 fee mortgage has a rate of 1.54 per cent while the fee-free alternative is 1.79 per cent. 

Five-year fixes for first-time buyers and house purchase with early repayment charges have risen by up to 0.40 per cent. 

The largest increases of 0.45 per cent have been made to the two and five-year fixed remortgages, with options of either free legals or no legal option but a £300 cashback. 

The two-year fixed product at 0-60 per cent LTV has gone up to 1.74 per cent and the 60-75 per cent LTV deal has increased to 1.84 per cent. Across five-year fixes, remortgages have risen to 1.45 per cent at 0-60 per cent LTV and are now 2.04 per cent for 60-75 per cent LTV. 

The bank has also withdrawn its two-year tracker mortgages for first-time buyers, house purchases and remortgage. 

Changes apply from today. 

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