The Nottingham has cut a range of residential two and five-year fixed rates between 80 and 90 per cent loan to value (LTV) by up to 0.7 per cent.
Its two-year fixed rate at 80 per cent LTV has fallen from two per cent to 1.3 per cent. It comes with a £1,499 fee.
Its no-fee two-year fixed rate at 85 per cent LTV has decreased from 2.45 per cent to 1.8 per cent, whilst the equivalent at 90 per cent LTV has gone from 2.55 per cent to two per cent.
On the five-year fixed side, its no-fee product at 80 per cent LTV has decreased from 2.45 per cent to two per cent, and its no-fee option at 85 per cent LTV has fallen from 2.65 per cent to 2.2 per cent.
Its no-fee five-year fixed rate at 90 per cent LTV has gone down from 2.85 per cent too 2.55 per cent, whilst its £999 fee paying option at the same LTV has decreased from 2.65 per cent to 2.2 per cent.
Nikki Warren-Dean, head of intermediary sales at The Nottingham, said: “These reductions get the new year off to a positive start and are a proactive indicator of our unstinting dedication to helping people onto, and along, the property ladder.
“We have a firm commitment to continually reinventing our offering so we provide good choice and value, based not just on being competitively priced but also our ethos of listening to feedback from brokers as to what their clients are looking for.”
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.