The bank partnered with the intermediary network last month in an effort to expand its mortgage offering.
The products are available across multiple loan to value (LTV) tiers, including a 70 per cent LTV product with a rate of 2.74 per cent and a 75 per cent LTV option at 2.89 per cent.
At 60 per cent LTV, the two-year fixed rate product has a rate of 2.45 per cent. There is also an option at 65 per cent LTV, with a rate of 2.69 per cent. All four products offer £250 cashback on approval of the mortgage, free valuations for purchase and remortgage and fees-assisted legals for remortgage.
Paula Mercer (pictured), head of lending at Atom Bank, said: “These mortgages are aimed at those with less-than-perfect credit and allows us to open up the market to those who may struggle securing a mortgage from traditional lenders.
“We recognise that with the rising cost of living and the current energy crisis, having perfect finances is just not possible for everyone and buying a house is becoming increasingly difficult. We want to help make mortgages more accessible to those people and we hope that these rates will enable us to do so.”
Stephanie Charman, head of strategic relationships at Sesame Bankhall Group, added: “Atom’s innovative approach to lending and technology solutions was a big factor in our partnership and we know that it’s important to our members.
“We are proud to announce these new product exclusives with Atom and offer lower rates to those with less-than-perfect credit. We’re looking forward to opening these rates up to our members and supporting them through the process.”
