Halifax has increased the maximum loan to value (LTV) for its homebuyer and new-build green home products to 95 per cent.
The maximum LTV was previously 85 per cent.
Its homebuyer products come with two, five and 10-year fixed rate terms, with early repayment charges applying to each product.
Rates start at 3.24 per cent at 60 per cent LTV for a two-year fixed rate with a £999 fee and go up to 3.86 per cent at 95 per cent LTV with no fee.
For five-year fixed rates, pricing starts at 3.33 per cent up to 60 per cent LTV with a £999 fee and goes up to 4.14 per cent at 95 per cent LTV with no fee.
On the 10-year fixed rate side, rates start from 3.33 per cent up to 60 per cent LTV with a £999 fee and go up to 3.55 per cent for a fee-free product.
Halifax’s new-build green home products come with two and five-year fixed rate terms.
Its two-year fixed rates begin from 3.44 per cent up to 60 per cent LTV and go up to 4.06 per cent up to 3.95 per cent at 85 per cent LTV. Both come with a £999 fee.
Its five-year fixed rates start at 3.53 per cent up to 60 per cent LTV with a £999 fee and go up to 4.34 per cent at 95 per cent LTV with no fee.
Anna is currently the deputy editor for Mortgage Solutions and editor for Specialist Lending Solutions. She has worked as a journalist since 2019, having secured her Gold Standard NCTJ diploma from News Associates in a fast-track six-month course.
She started her career as a report at specialist publication The Insurance Insider covering a wide range of areas before joining Mortgage Solutions and Specialist Lending Solutions in 2021.
In her role, she helps put together and structure the news agenda for the day and writes up press releases, reports, interviews, analyses and exclusives across both titles. She also commissions blogs for Specialist Lending Solutions and hosts online masterclasses and in-person events across the business.
She has been shortlisted for three journalism awards, which include BIBA Journalist and Media Awards Scoop of Year Award in 2020, Headline Money Mortgage Journalist of the Year Award (B2B) in 2022 and 2023.
Prior to being a journalist, Anna worked in ecommerce across Snow + Rock, Cycle Surgery and Runners Need websites, and before that worked at specialist financial PR firm Rostrum.
In her spare time, Anna enjoys reading, seeing live music, and cooking for friends and family. When she gets a chance, she also enjoys hiking, skiing and indoor rock climbing.
