The changes to the mortgage rates come into force from 8pm today.

Within its exclusive purchase range, its five-year fixed rate at 80% loan to value (LTV) will be reduced by 0.03% to 4.52% while its fee-saver deal will come to 4.62%. Both come with £300 cashback.

In its exclusive remortgage with free valuations and legals, its two-year fixed rate at 80% LTV with £895 fee will be cut by 0.10% to 5.29% with its fee-free version falling by 0.15% to 5.69%.

Its five-year fixed rate at 80% LTV with £895 fee will be reduced by 0.04% to 4.80% and its fee-saver version will be decreased by 0.15% to 4.97%.

On the purchase side, its retrofit boost five-year fixed rates will be reduced by up to 0.20%, with rates starting from 4.79%.

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Own New mortgage rates will be cut by up to 0.30%, with rates beginning from 0.84%, while selected purchase fix and switch fixed rates will be reduced by up to 0.10% and start from 5.29%.

Purchase fixed rates with £995 fee will fall by up to 0.30%, with rates priced from 4.39% and purchase fixed rate fee-savers will be reduced by up to 0.30%, with rates starting from 4.54%.

Green purchase fixed rate mortgage rates will be reduced by up to 0.25% and cashback increased to £500, with rates priced from 4.39%.

Virgin Money’s 85% LTV shared ownership fixed rates will be cut by 0.10%, with rates starting from 4.49%.

Two and five-year fixed rates for £1m-plus loans with £1,995 fee will be reduced by up to 0.20%, with rates pegged from 4.79%.

Within its remortgage range, retrofit boost five-year fixed rates will be decreased by up to 0.20%, with rates starting from 4.79%.

Selected remortgage fix and switch fixed mortgage rates will be cut by up to 0.15%, with rates priced from 4.99%.

Two and five-year fixed rates for £1m+ deals with £1,995 fee will be reduced by up to 0.11%, with rates starting from 4.79%.

Remortgage fixed rates with £995 fee will fall by up to 0.40%, with rates beginning from 4.39% and Remortgage fixed rate fee-savers will be reduced by up to 0.45%, with rates priced from 4.59%.

In its buy-to-let range, selected buy-to-let mortgage rates with 3% fee will decrease by up to 0.08%, with rates starting from 3.83%.

Selected buy-to-let fixed rates with 1% fee will be cut by up to 0.10%, with rates beginning from 4.52%.

In its product transfer range, selected residential product transfer fixed rates will be reduced by up to 0.10%, with rates starting from 4.30% and buy-to-let product transfer mortgage rates will be cut by 0.05%, with rates starting from 4.49%.

The firm is also withdrawing select seven-day purchase and remortgage mortgage rates. On the purchase side five-year fixed rates at 75% LTV and 95% LTV greener five-year fixed rates.

In its remortgage range, select five-year fixed rate products, including those in its professional range, between 65 and 85% LTV will be removed.