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NatWest changes rates on 94 mortgage products

NatWest changes rates on 94 mortgage products
Anna Sagar
Written By:
Posted:
March 26, 2025
Updated:
March 26, 2025

High street lender NatWest has changed rates on 94 mortgage deals in its new business range, with the majority being decreases.

Within NatWest’s residential range, cuts of around 0.1% have been made to purchase and remortgage products.

An example includes its no-fee five-year fixed purchase rate at 95% loan to value (LTV), which has gone down from 5.23% to 5.13%.

Two products in NatWest’s residential range have gone up – its five-year fixed rate high-value purchase product at 75% LTV with a £995 fee is going from 4.36% to 4.38% and its five-year fixed rate at 75% LTV with no fee has gone up from 4.38% to 4.41%.

On the first-time buyer side, select rates have been cut by around six basis points.

For instance, the lender’s five-year fixed purchase rate at 85% LTV with a £995 fee and £250 cashback has gone from 4.48% to 4.42%.

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From a shared equity perspective, select NatWest products have fallen by around four basis points. Its two-year fixed rate at 60% LTV with no fee is priced at 4.55%.

The lender’s no-fee five-year fixed purchase rate has increased by three basis points to 4.56%.

Help to Buy products have been cut by around four basis points. This includes its five-year fixed rate remortgage at 60% LTV with a £995 fee and £500 cashback going from 4.32% to 4.28%.

Green mortgages, including purchase and remortgage products, have decreased by around eight basis points.

An example includes NatWest’s five-year fixed rate remortgage deal at 85% LTV falling from 4.57% to 4.49%. It has a product fee of £995.

Earlier this month, the bank announced it had cut new business rates.