The products range from 60% to 75% LTV and include a two-year fix purchase deal priced at 3.63% with a £3,999 fee.
There are also five-year fixed purchase products at 75% LTV, with fees starting at £1,499.
At the lower fee, the rate is 4.33%, while pricing is 4.28% with a £1,999 fee. With a £3,999 fee, the rate is 4.08%, 3.98% with a £4,999 fee or 3.88% with a £5,999 fee.
There are two-year fixed remortgages at 65% LTV, priced at 4.26% with a £1,499 fee, 4.13% with a £1,999 fee and 3.63% with a £3,999 fee.
NatWest has also released five-year fixed remortgages for BTL at 60% and 75% LTV.
The new-build energy advantage
Sponsored by Halifax Intermediaries
At the lower LTV bracket, rates start at 4.09% with a £1,499 fee up to 3.64% with a £5,999 fee, while at 75% LTV this ranges from 4.33% to 3.88%.
Further, NatWest has made select increases and cuts to mortgages, including two- and five-year fixed purchase, remortgage, first-time buyer, shared equity, green and additional borrowing rates.
Most increases have been made at lower LTV tiers, while options for borrowers with less equity have been reduced in pricing.
Earlier this year, the bank entered a partnership with Landbay to step into the BTL market.
Fleet Mortgages cuts pricing at 75% LTV
Fleet Mortgages has reduced rates across its 75% LTV deals for houses in multiple occupation (HMO) and multi-unit freehold block (MUFB) products.
This applies to two- and five-year deals.
Across its two-year fixes, the mortgage with a fixed fee of £1,999 has gone down by 15 basis points to 5.49%. The option with a 3% fee for properties with an Energy Performance Certificate (EPC) rating of A to C has been lowered by 0.1% to 4.34% and the offering for properties with an EPC rating of D and lower has been reduced by the same amount to 4.34%.
Its zero-fee mortgage has also been cut by 0.1% to 5.89%.
Five-year deals have been lowered by 0.1%, including the £3,999 fixed fee option which has gone down to 5.19%, the 3% fee option for EPC A to C which is now 4.89%, and the low-EPC deal which is priced at 4.99%.
Fleet also cut its fee-free mortgage by the same amount to 5.54%.
All products come with £1,000 cashback and a £199 application fee.
Steve Cox, chief commercial officer at Fleet Mortgages, said: “HMOs and MUFBs remain a core part of many professional landlords’ portfolio strategies, so we’re pleased to make meaningful cuts across both our two- and five-year 75% LTV range. We have lowered pricing on all fee options and, combined with £1,000 cashback, these products are designed to support both purchase and remortgage customers who want certainty and flexibility in equal measure.
“These reductions build on our recent launch of new standard 65% LTV two-year fixes and underline Fleet’s commitment to offering competitively-priced products backed by consistent service. We know advisers need options that work for different client strategies and cashflows, and we’ll keep responding quickly to market conditions so advisers and their landlord clients can move with confidence.”