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Gen H cuts mortgage rates by up to 25bps

Gen H cuts mortgage rates by up to 25bps
Samantha Partington
Written By:
Posted:
October 21, 2025
Updated:
October 21, 2025

Gen H has cut rates by up to 25 basis points (bps) on all mortgage deals between 60% and 80% loan to value (LTV).

Small cuts of 15-20bps have been made to two-year fixed rates in the 85-90% LTV bracket.

Part repayment and part interest-only mortgages at 95% LTV – which were launched on 1 October – have been reduced by up to 20bps for two- and three-year fixed rates.

The lender’s New Build Boost rate, which offers borrowers a private equity loan option, has been lowered by 20bps to 5.79%.

Sara Palmer (pictured), director of sales and distribution at Gen H, said: “We know brokers are facing a challenging landscape and ongoing market volatility is not making their job any easier. That’s why we felt it was critical to make a decisive move to pass on as many rate cuts as we possibly could.”

Palmer joined the lender from Shawbrook earlier this month.

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