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Family BS cuts rates in owner-occupier and simplified BTL range

Family BS cuts rates in owner-occupier and simplified BTL range
Anna Sagar
Written By:
Posted:
November 6, 2025
Updated:
November 6, 2025

Family Building Society has reduced owner-occupier rates by up to 0.15% and interest-only rates by up to 0.1%, alongside simplifying its buy-to-let (BTL) range.

Owner-occupied repayment deals start from 4.69% for a two-year fixed rate and 4.75% for a five-year fixed rate.

On the interest-only side, its two-year fixed rate is priced from 5.24% and its five-year fixed rate starts from 5.19%.

The lender has removed its 60% loan-to-value (LTV) tier in its BTL range, with the whole product range available up to a maximum of 75%.

Rates for two- and five-year fixed rates for UK landlords, limited company and expat BTL and fee-free range for existing borrower product switches and further advances will go down by up to 0.1%.

Darren Deacon, head of intermediary sales at Family Building Society, said: “It is clear that purchasers and those looking to remortgage may be delaying decisions until after the Autumn Statement and the potential tax-raising measures that are likely to be announced.

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“Therefore, these price reductions will be welcomed by many on the cusp of a purchase or remortgage and, in particular, by UK and expat landlords looking to secure certainty that a two- or five-year fixed term in an uncertain economic outlook.”