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Barclays slashes existing customer rates; Halifax lowers homemover and FTB rates – round-up

Barclays slashes existing customer rates; Halifax lowers homemover and FTB rates – round-up
Anna Sagar
Written By:
Posted:
November 11, 2025
Updated:
November 11, 2025

High street lender Barclays will lower selected existing residential and existing customer reward ranges, with sub-4% deals available.

The changes will apply to over 40 products and come into effect on 12 November.

Within its existing residential purchase-only range, seven products have been cut. This includes its two-year fixed Green Homes product with an £899 fee at 85% loan to value (LTV), which will fall from 4.09% to 3.92%.

In its existing remortgage-only range, around 15 products have been cut, with its premier two-year fixed deal at 60% LTV with a £999 fee decreasing from 3.91% to 3.8%.

For purchase and remortgage products, six deals have been reduced, with its two-year fixed rate with a £1,999 fee at 60% LTV decreasing from 3.92% to 3.81%.

Within its existing customer reward residential range, around 15 products have been cut. Its two-year fixed rate with a £999 fee at 60% LTV will fall from 3.88% to 3.8%.

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Halifax reduces homemover and FTB rates

Halifax will lower selected homemover and first-time buyer rates by up to 0.1%.

The changes will come into effect on 12 November.

At the beginning of the month, Halifax also cut selected rates.