Kinsella began her financial services career in 1996 and has since worked for a variety of lenders as a mortgage broker and packager.
Most recently, at broker support club TMA, the level-three qualified mortgage adviser was involved with different aspects of financial services, including mortgages and commercial finance, protection and equity release.
Masthaven head of sales Jon Sturgess said: “We are extremely pleased to have someone of Emma’s calibre joining the bank. Her in-depth knowledge of the mortgage market – including an abundance of experience in second charge mortgages – allows Emma to help Masthaven deliver an outstanding service to our intermediaries.”
Masthaven opened its doors as a challenger bank after obtaining a banking licence last April. In November it refreshed its bridging finance range, offering first charge bridges from £100,000 to £5m, alongside second charges from £100,000 to £1m over terms of one to 12 months.
Two months later, in January this year, the bank cut its bridging rate to 0.49% for a selected panel of ‘premier partners’, including First 4 Bridging.
It also sells renovation and refurbishment bridging loans deemed difficult to secure from high street lenders because of the condition or state of the property.
The bank is looking to further expand its proposition for advisers, with a new mortgage range and full second charge range expected to be launched this year.